Cost of Living in Dumfries, VA

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14%
Overall NAT. AVG.
8%
Goods & Services NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Dumfries Virginia National
Cost of living114109100
Goods & Services108102100
Groceries110100100
Health care111103100
Housing135129100
Transportation101100100
Utilities9399100
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Homes For Sale In Dumfries, VA

property for sale

1719 Beech Leaf St

Dumfries, VA
property for sale

17711 Williams WAY

Dumfries, VA
property for sale

5251 Spring Branch Blvd

Dumfries, VA
property for sale

15729 Lansdale Pl

Dumfries, VA

Cost Of Living Quick Facts

  • The cost of living in Dumfries is 4% higher than the Virginia average
  • The cost of living in Dumfries is 14% higher than the national average
  • Dumfries housing is 35% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Dumfries

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Compare Dumfries, VA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$124,440$10,370$2,903$3,734
      Renters$73,422$6,119$1,713$2,203
      The affordability of the housing market in Dumfries, VA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Dumfries homeowners, the median income is $124,440. This indicates that a monthly maximum of $2,903 should be spent by homeowners on all housing related costs. Renters have a median income of $73,422. This indicates that renters would have a maximum of $1,713 for their rent related monthly costs.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Goods & Services

      Item Dumfries National avg. Difference
      Haircut $29.94$27.628.4%
      Beauty Salon $59.93$51.1117.3%
      Toothpaste $4.09$4.090.1%
      Shampoo $1.97$1.5427.8%
      Movie $16.25$12.8826.2%
      Yoga $26.73$19.6636.0%

      Groceries

      Item Dumfries National avg. Difference
      Ground Beef $7.63$7.701.0%
      Fried Chicken $1.54$1.667.4%
      Milk $4.80$4.731.4%
      Potatoes $5.39$5.262.5%
      Pizza $13.08$12.762.5%
      Beer $11.45$10.558.5%

      Health Care

      Item Dumfries National avg. Difference
      Optometrist $177.06$140.0626.4%
      Doctor $183.66$153.8219.4%
      Dentist $141.33$123.1514.8%
      Ibuprofen $12.65$11.737.8%
      Lipitor $20.43$23.6113.5%

      Housing

      Item Dumfries National avg. Difference
      Home Price $380,511.00$326,622.0016.5%
      Avg. Mortgage Payment $4,661.29$2,480.2587.9%
      Apartment Rent $2,558.00$1,444.0077.1%

      Transportation

      Item Dumfries National avg. Difference
      Gasoline $3.11$3.061.8%
      Tire Balancing $64.46$65.211.1%

      Utilities

      Item Dumfries National avg. Difference
      All Electricity $198.79$220.129.7%
      Phone $189.31$195.713.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Potomac Heights, MD1,295919.4%
      Woodlawn CDP (Carroll County), VA2,334918.7%
      Boswell's Corner, VA1,479955.3%
      Belle Haven town, VA578990.8%
      Quantico, VA4751088.1%
      Dumfries, VA5,71511414.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Nashville, NC5,715936.6%
      Cheraw, SC5,715919.1%
      Rockdale, TX5,7148118.7%
      Lanark Highlands, ON5,714n/a 
      New Carlisle, OH5,7168911.3%
      Dumfries, VA5,71511414.1%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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