Cost Of Living in New Carlisle, OH

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16%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

42%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	New Carlisle	Ohio	National
Cost of living	84	89	100
Groceries	97	97	100
Health care	96	96	100
Housing	58	74	100
Transportation	94	96	100
Utilities	98	96	100
Lifestyle & Entertainment	92	95	100
Household Items	95	97	100
Education & Childcare	97	93	100

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Homes For Sale In New Carlisle, OH

723 Colony Trl

New Carlisle, OH

1005 Free Rd

New Carlisle, OH

Lot 7 Tipp Elizabeth Rd

Tipp City, OH

Lot 6 Tipp Elizabeth Rd

Tipp City, OH

Cost Of Living Quick Facts

The cost of living in New Carlisle is 6% lower than the Ohio average
The cost of living in New Carlisle is 16% lower than the national average
New Carlisle housing is 42% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,955	$6,913	$1,935	$2,489
Renters	$36,086	$3,007	$842	$1,083

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in New Carlisle, OH, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In New Carlisle, homeowners have a median income of $82,955. Using that number, a maximum of $1,935 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $36,086, which means there is a maximum of $842 to be spent on the costs of renting a home or apartment.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Drexel, OH	2,369	79	21.4%
Highland Holiday, OH	704	79	21.1%
Dayton, OH	145,927	82	17.9%
Casstown, OH	213	83	17.0%
Christiansburg, OH	491	83	16.9%
New Carlisle, OH	5,716	84	15.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nashville, NC	5,715	94	6.1%
Cheraw, SC	5,715	90	10.1%
Dumfries, VA	5,715	114	13.8%
Germantown, OH	5,717	93	7.5%
Waterville, OH	5,717	102	2.0%
New Carlisle, OH	5,716	84	15.9%