Cost of Living in Nashville, NC

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A+
6%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Nashville North Carolina National
Cost of living9496100
Groceries98100100
Health care10199100
Housing8588100
Transportation9799100
Utilities9799100
Lifestyle & Entertainment97100100
Household Items101100100
Education & Childcare96100100
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Homes For Sale In Nashville, NC

property for sale

165 W Beulah Rd

Nashville, NC
property for sale

1715 E Old Spring Hope Rd

Nashville, NC
property for sale

1176 Parker Rd

Nashville, NC
property for sale

Sykes Rd

Nashville, NC

Cost Of Living Quick Facts

  • The cost of living in Nashville is 2% lower than the North Carolina average
  • The cost of living in Nashville is 6% lower than the national average
  • Nashville housing is 15% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Nashville

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Compare Nashville, NC Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,993$8,666$2,426$3,120
      Renters$62,988$5,249$1,470$1,890
      A good way to judge both the affordability of the housing and the cost of living in Nashville is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Nashville has a median income of about $103,993 for people who own homes. Based on that number, a maximum of $2,426 should be spent on expenses related to housing. Renters have a slightly different median income, which is $62,988. Based on this average, renters should spend no more than $1,470 on all rental costs if they want to maintain a non-impoverished standard of living.

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Momeyer, NC4438119.3%
      Whitakers, NC6008416.0%
      Elm City, NC1,7678614.4%
      Sharpsburg, NC1,4548613.8%
      Castalia, NC2828613.7%
      Nashville, NC5,715946.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cheraw, SC5,7159010.1%
      Dumfries, VA5,71511413.8%
      Rockdale, TX5,7148713.5%
      Lanark Highlands, ON5,714n/a 
      New Carlisle, OH5,7168415.9%
      Nashville, NC5,715946.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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