Columbia cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8590100
Goods & Services index9697100
Groceries index9593100
Health care index8189100
Housing index6880100
Transportation index8590100
Utilities index9195100
The above illustration supplies generalized information for the Columbia, TN cost of living index. Compared to other cities in Tennessee and cities across the country, the cost of living index in Columbia, TN is 85, which is 5% lower than the Tennessee average and 15% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Columbia, TN are 1% lower than the average for Tennessee and 4% lower than the rest of the country.

Did you know?

  • The cost of living in Columbia is 5% lower than the Tennessee average.
  • The cost of living in Columbia is 15% lower than the national average.
  • The cost of housing in Columbia is 32% lower than the national average.
  • Tennessee general sales tax is 37% higher than the national average.
  • Tennessee state income tax is 125% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Columbia, TN to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Columbia, TN, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Columbia, TN salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Columbia, TN, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Columbia, TN homeowners have a median income of $53,152. Using that number, you will come up with a maximum of $1,240 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $26,327, which means there is a maximum of $614 to be spent on the costs of renting a home or apartment.

Tennessee Sales Tax

StateGeneral Sales TaxWith Max Surtax

Tennessee Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Columbia, TN you will want to make sure you consider both the Tennessee sales tax and the Tennessee income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Tennessee is 7%, with the highest surtax being 9.75%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Tennessee have a range from 5% to 5%.

Goods & Services

ItemColumbiaNational avg.Difference
Haircut $13.25$16.0917.6%
Beauty Salon $25.90$37.3330.6%
Toothpaste $2.24$2.458.6%
Shampoo $0.98$1.002.1%
Movie $10.13$10.281.5%
Bowling $4.56$4.937.6%


ItemColumbiaNational avg.Difference
Ground Beef $3.70$3.802.6%
Fried Chicken $1.29$1.407.9%
Milk $1.87$2.017.0%
Potatoes $2.27$3.0124.7%
Pizza $8.49$9.8914.1%
Beer $8.85$8.900.6%

Health Care

ItemColumbiaNational avg.Difference
Optometrist $75.67$102.1625.9%
Doctor $77.78$108.3628.2%
Dentist $70.33$92.5324.0%
Ibuprofen $8.50$9.288.4%
Lipitor $430.59$425.821.1%


ItemColumbiaNational avg.Difference
Home Price $122,200.00$184,700.0033.8%
Avg. Mortgage Payment $1,082.08$1,202.4410.0%
Apartment Rent $693.00$949.0027.0%


ItemColumbiaNational avg.Difference
Gasoline $2.04$2.249.3%
Tire Balancing $34.31$46.2925.9%


ItemColumbiaNational avg.Difference
All Electricity$142.69$165.9614.0%
Phone $28.00$28.682.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mount Pleasant, TN4,71581-19%
Summertown, TN64381-19%
Lewisburg, TN11,37681-19%
Spring Hill, TN34,3641022%
Thompson's Station, TN3,47111919%
Columbia, TN36,13085-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Menomonee Falls, WI36,1181044%
Lufkin, TX36,11289-11%
Franklin, WI36,1551044%
Temple City, CA36,08416262%
Richmond, IN36,08275-25%
Columbia, TN36,13085-15%
Source: The Columbia, TN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.