Spring Hill cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpring HillTennesseeNational
Cost of living index10189100
IndexSpring HillTennesseeNational
Goods & Services index9293100
Groceries index9695100
Health care index9089100
Housing index12480100
Transportation index8788100
Utilities index9096100
The above illustration supplies generalized information for the Spring Hill, TN cost of living index. Compared to other cities in Tennessee and cities across the country, the cost of living index in Spring Hill, TN is 101, which is 14% higher than the Tennessee average and 1% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Spring Hill, TN are 1% lower than the average for Tennessee and 8% lower than the rest of the country.
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Did you know?

  • The cost of living in Spring Hill is 14% higher than the Tennessee average.
  • The cost of living in Spring Hill is 1% higher than the national average.
  • The cost of housing in Spring Hill is 24% higher than the national average.
  • Tennessee general sales tax is 37% higher than the national average.
  • Tennessee state income tax is 55% lower than the national average.

Compare Spring Hill, TN Cost of living To Other Cities


      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator allows you to compare how much your current salary in Spring Hill, TN would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Spring Hill, TN, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Spring Hill, TN salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Spring Hill, TN, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Spring Hill, TN has a median income of about $88,247 for people who own homes. Based on that number, a person should spend a maximum of $2,059 on expenses related to housing. Renters have a slightly different median income, which is $55,877. Based on this average, renters should spend no more than $1,304 on all of their rental costs if they want to maintain a non-impoverished standard of living.

      Tennessee Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Tennessee Income Tax

      StateIncome Tax (Low)Income Tax (High)
      When assessing the complete cost of living in Spring Hill, TN, the Tennessee income tax and the Tennessee sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Tennessee maximum surtax is 9.75%, and the Tennessee sales tax is 7%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 1% in Tennessee.

      Goods & Services

      ItemSpring HillNational avg.Difference
      Haircut $13.40$17.4923.4%
      Beauty Salon $22.75$38.1740.4%
      Toothpaste $1.91$2.3217.7%
      Shampoo $1.01$1.010.2%
      Movie $9.90$10.727.7%
      Bowling $9.00$13.8635.1%


      ItemSpring HillNational avg.Difference
      Ground Beef $3.57$3.908.5%
      Fried Chicken $1.41$1.401.0%
      Milk $1.72$1.9612.3%
      Potatoes $2.93$3.187.9%
      Pizza $9.79$10.395.8%
      Beer $9.39$9.231.7%

      Health Care

      ItemSpring HillNational avg.Difference
      Optometrist $75.67$106.3428.8%
      Doctor $113.00$115.252.0%
      Dentist $76.67$98.3822.1%
      Ibuprofen $8.80$9.265.0%
      Lipitor $495.05$466.476.1%


      ItemSpring HillNational avg.Difference
      Home Price $225,800.00$184,700.0022.3%
      Avg. Mortgage Payment $1,092.54$1,273.3214.2%
      Apartment Rent $1,200.00$949.0026.4%


      ItemSpring HillNational avg.Difference
      Gasoline $2.44$2.595.7%
      Tire Balancing $37.47$48.9023.4%


      ItemSpring HillNational avg.Difference
      All Electricity$136.75$167.6018.4%
      Phone $182.13$163.4211.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Columbia, TN36,13085-15%
      Chapel Hill, TN1,49286-14%
      Eagleville, TN72689-11%
      Franklin, TN70,62511717%
      Thompson's Station, TN3,47111818%
      Spring Hill, TN34,3641011%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Cooper City, FL34,36412424%
      Gahanna, OH34,37399-1%
      University CDP (Orange County), FL34,37993-7%
      Glendale Heights, IL34,3951055%
      Pleasant Hill, CA34,39517373%
      Spring Hill, TN34,3641011%
      Source: The Spring Hill, TN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.