Cost of Living in Summertown, TN

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18%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
53%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Summertown Tennessee National
Cost of living8292100
Groceries9698100
Health care9897100
Housing4780100
Transportation9697100
Utilities9998100
Lifestyle & Entertainment9997100
Household Items9898100
Education & Childcare9697100
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Homes For Sale In Summertown, TN

property for sale

9 Caldwell Rd

Summertown, TN
property for sale

26 Oakwood Ave

Summertown, TN
property for sale

522 Springwater Dr

Summertown, TN
property for sale

204 Brace Rd

Summertown, TN

Cost Of Living Quick Facts

  • The cost of living in Summertown is 11% lower than the Tennessee average
  • The cost of living in Summertown is 18% lower than the national average
  • Summertown housing is 53% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Summertown

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Compare Summertown, TN Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,702$6,392$1,790$2,301
      Renters$0$0$0$0

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hohenwald, TN3,8938217.7%
      Ethridge, TN7468613.8%
      Lawrenceburg, TN11,2588713.0%
      Mount Pleasant, TN4,9988712.7%
      Columbia, TN40,814963.6%
      Summertown, TN5408217.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Crawfordsville, AR5409010.3%
      Hampton, FL540909.9%
      Jay, FL5409010.1%
      Hillsboro, IN5408713.2%
      Markleville, IN5408911.5%
      Summertown, TN5408217.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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