A+
3%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Seymour Tennessee National
Cost of living9792100
Groceries9598100
Health care9997100
Housing9780100
Transportation9597100
Utilities9598100
Lifestyle & Entertainment9697100
Household Items9698100
Education & Childcare10297100
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An Overview of Cost of Living in Seymour, TN

Are you thinking about relocating, but curious about the potential cost of living in Seymour? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Seymour stands at 97, making it 3% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Seymour are priced in a manner consistent with other areas. This means that residents of Seymour can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Seymour Affordable?

Is Seymour an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Seymour is 0.2% lower than the national average, while the average monthly rent prices are 9.7% lower than average. The affordability of any location can also be influenced by median income levels. Seymour has a median household income of $90,144, which is 10.8% higher than the national average.

What Factors can Influence the Cost of Living in Seymour?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Seymour, healthcare costs are 1.3% lower than the national average.

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Seymour, the transportation index is 4.7% lower than the national average.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Seymour, the groceries index is 4.6% lower than the national average.

Where is the Data From?

The cost of living data for Seymour shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Seymour is 5% higher than the Tennessee average
  • The cost of living in Seymour is 3% lower than the national average
  • Seymour housing is 3% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Seymour

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Compare Seymour, TN Cost of Living

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,177$8,265$2,314$2,976
      Renters$59,088$4,924$1,379$1,773
      The affordability of the housing market in Seymour, TN as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Seymour homeowners, the median income is $99,177. This indicates that a monthly maximum of $2,314 should be spent by homeowners on all housing related costs. Renters have a median income of $59,088. This indicates that renters would have a maximum of $1,379 for their rent related monthly costs.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mascot, TN2,7629010.4%
      Eagleton Village, TN6,009928.5%
      Alcoa, TN10,194928.3%
      Knoxville, TN193,504927.6%
      Pigeon Forge, TN6,487964.3%
      Seymour, TN15,784973.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westbury, NY15,78415049.8%
      Chubbuck, ID15,7831011.3%
      Clearlake, CA15,7741065.7%
      Three Lakes, FL15,79512929.5%
      East Rancho Dominguez, CA15,76513636.3%
      Seymour, TN15,784973.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.