F
50%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
137%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Village Center Chula Vista California
Cost of living150159141
Groceries108115111
Health care115119116
Housing237252197
Transportation117124118
Utilities114118119
Lifestyle & Entertainment114123120
Household Items108113111
Education & Childcare121125127
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Cost Of Living Quick Facts

  • The cost of living in Village Center is 7% higher than the Chula Vista average
  • The cost of living in Village Center is 50% higher than the national average
  • Village Center housing is 137% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Village Center

See all the best places to live around Village Center

Compare Chula Vista, CA Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$163,054$13,588$3,804$4,892

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Spring Valley CDP (Lake County), CA1,1891066.1%
      Bostonia, CA18,00814140.9%
      National City, CA63,42214343.0%
      Lakeside, CA21,63614645.9%
      La Presa, CA38,67914443.5%
      Chula Vista, CA274,61315959.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fort Wayne, IN274,1889010.5%
      St. Petersburg, FL271,78711312.7%
      Irvine, CA280,132208108.4%
      Laredo, TX268,554937.1%
      Jersey City, NJ268,54614545.0%
      Chula Vista, CA274,61315959.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.