Cost Of Living in Hummels Wharf, PA

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A+

5%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

13%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Hummels Wharf	Pennsylvania	National
Cost of living	95	97	100
Groceries	99	100	100
Health care	99	99	100
Housing	87	90	100
Transportation	100	101	100
Utilities	97	99	100
Lifestyle & Entertainment	97	100	100
Household Items	100	99	100
Education & Childcare	101	101	100

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Homes For Sale In Hummels Wharf, PA

Roosevelt Ave

Monroe Township, PA

5954 Park Rd

Selinsgrove, PA

68 Mill Rd

Monroe Township, PA

Cost Of Living Quick Facts

The cost of living in Hummels Wharf is 2% lower than the Pennsylvania average
The cost of living in Hummels Wharf is 5% lower than the national average
Hummels Wharf housing is 13% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$98,943	$8,245	$2,309	$2,969
Renters	$106,505	$8,875	$2,485	$3,195

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Montandon, PA	910	99	1.0%
Tharptown (Uniontown), PA	380	80	20.4%
Riverside CDP, PA	247	83	17.4%
Fairview-Ferndale, PA	2,088	84	16.3%
Sunbury, PA	9,779	85	15.1%
Hummels Wharf, PA	970	95	4.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Coosada, AL	970	92	7.7%
Treynor, IA	970	94	6.0%
Chester, MA	970	109	9.2%
Charlestown, NH	970	92	8.4%
Skyland Estates, VA	970	104	4.1%
Hummels Wharf, PA	970	95	4.7%