F
42%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
129%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Centreville Virginia National
Cost of living142111100
Groceries102103100
Health care105103100
Housing229129100
Transportation107105100
Utilities107104100
Lifestyle & Entertainment103103100
Household Items103102100
Education & Childcare105109100
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An Overview of Cost of Living in Centreville, VA

The cost of living in Centreville affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Centreville is 142, which is 42% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If you prioritize affordability when seeking a new place to live, Centreville may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Centreville falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs are a very significant part of the Centreville cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 129% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Centreville Affordable?

Wondering if Centreville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Centreville, for example, the median home price is 144.7% higher than what folks pay nationally, and monthly rent is 92.4% higher than the usual rates. Plus, income levels matter too, with Centreville boasting a median household income of $181,788, which is 123.5% higher than the national average.

What Factors can Influence the Cost of Living in Centreville?

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Centreville, the transportation index is 6.5% higher than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Centreville, the housing index comes in at 129% higher than the national average.

Where is the Data From?

The Centreville cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Centreville is 27% higher than the Virginia average
  • The cost of living in Centreville is 42% higher than the national average
  • Centreville housing is 129% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Centreville

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Compare Centreville, VA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$214,500$17,875$5,005$6,436
      Renters$114,115$9,510$2,663$3,424
      A good way to judge both the affordability of the housing and the cost of living in Centreville is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Centreville has a median income of about $214,500 for people who own homes. Based on that number, a maximum of $5,005 should be spent on expenses related to housing. Renters have a slightly different median income, which is $114,115. Based on this average, renters should spend no more than $2,663 on all rental costs if they want to maintain a non-impoverished standard of living.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Catlett, VA561044.1%
      Calverton, VA741044.1%
      Wakefield town, VA838928.4%
      Marumsco, VA40,36611313.2%
      Bull Run, VA17,29511817.6%
      Centreville, VA77,12414241.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rancho Cordova, CA77,11913231.9%
      Gary, IN77,1518119.3%
      Milpitas, CA77,004217116.6%
      Rock Hill, SC76,923981.8%
      Missoula, MT77,34911413.8%
      Centreville, VA77,12414241.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.