| Index | Rock Hill | South Carolina | National |
| Cost of living | 98 | 94 | 100 |
| Groceries | 96 | 99 | 100 |
| Health care | 98 | 98 | 100 |
| Housing | 97 | 81 | 100 |
| Transportation | 99 | 99 | 100 |
| Utilities | 102 | 101 | 100 |
| Lifestyle & Entertainment | 100 | 98 | 100 |
| Household Items | 96 | 99 | 100 |
| Education & Childcare | 102 | 98 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Rock Hill? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Rock Hill stands at 98, making it 2% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Rock Hill are priced in a manner consistent with other areas. This means that residents of Rock Hill can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Locals have the inside scoop on their city. So, we polled 7 residents in Rock Hill to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 14% find it reasonable with decreasing prices, but 86% think it's quite pricey, with prices that continue to rise.
Is Rock Hill an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Rock Hill, the median home price is 6.8% lower than what most folks pay across the country, and monthly rent prices are 7.2% higher than the usual rates. Income levels in Rock Hill come in at $76,946, which is 5.4% lower than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Rock Hill, the utilities index registers at 1.5% higher than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Rock Hill, the housing index is 2.6% lower than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Rock Hill, the transportation index stands at 1% lower than the national average.
The Rock Hill cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
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| Groceries index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $104,267 | $8,689 | $2,433 | $3,128 |
| Renters | $57,044 | $4,754 | $1,331 | $1,711 |
| State | General Sales Tax | With Max Surtax |
| South Carolina | 6% | 9% |
| State | Income Tax (Low) | Income Tax (High) |
| South Carolina | 0% | 6.5% |
| City | Population | Cost of Living Index | National Avg. |
| Catawba, SC | 1,090 | 99 | 1.4% |
| York, SC | 8,583 | 92 | 7.9% |
| McConnells, SC | 303 | 96 | 3.7% |
| Clover, SC | 6,497 | 99 | 1.4% |
| Lesslie, SC | 3,264 | 99 | 1.0% |
| Rock Hill, SC | 76,923 | 98 | 1.8% |
| City | Population | Cost of Living Index | National Avg. |
| Milpitas, CA | 77,004 | 217 | 116.6% |
| Pasco, WA | 76,821 | 113 | 12.8% |
| Rancho Cordova, CA | 77,119 | 132 | 31.9% |
| Centreville, VA | 77,124 | 142 | 41.7% |
| Gary, IN | 77,151 | 81 | 19.3% |
| Rock Hill, SC | 76,923 | 98 | 1.8% |
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