| Index | Calverton | Maryland | National |
| Cost of living | 135 | 121 | 100 |
| Groceries | 106 | 105 | 100 |
| Health care | 106 | 109 | 100 |
| Housing | 201 | 151 | 100 |
| Transportation | 110 | 109 | 100 |
| Utilities | 105 | 108 | 100 |
| Lifestyle & Entertainment | 106 | 109 | 100 |
| Household Items | 106 | 105 | 100 |
| Education & Childcare | 111 | 112 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Calverton? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Calverton stands at 135, making it 35% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you value affordability in your search for a new place to live, Calverton may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Calverton falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs significantly influence the Calverton cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 100.5%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is Calverton an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Calverton, the median home price is 111.1% higher than what most folks pay across the country, and monthly rent prices are 75.9% higher than the usual rates. Income levels in Calverton come in at $145,322, which is 78.7% higher than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Calverton, the groceries index is 5.6% higher than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Calverton, the utilities index registers at 4.9% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
The Calverton cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $177,687 | $14,807 | $4,146 | $5,331 |
| Renters | $112,931 | $9,411 | $2,635 | $3,388 |
| State | General Sales Tax | With Max Surtax |
| Maryland | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Maryland | 2% | 5.75% |
| City | Population | Cost of Living Index | National Avg. |
| Cottage City, MD | 1,193 | 105 | 5.5% |
| Seat Pleasant, MD | 4,929 | 132 | 32.1% |
| Arbutus, MD | 19,966 | 114 | 13.8% |
| Capitol Heights, MD | 4,609 | 134 | 34.2% |
| Southern Gateway, VA | 3,384 | 135 | 35.1% |
| Calverton, MD | 17,511 | 135 | 35.1% |
| City | Population | Cost of Living Index | National Avg. |
| Vincennes, IN | 17,514 | 83 | 16.7% |
| La Vista, NE | 17,506 | 98 | 1.8% |
| Huntington, IN | 17,520 | 84 | 16.3% |
| Camano, WA | 17,523 | 139 | 38.6% |
| Damascus, MD | 17,496 | 135 | 35.3% |
| Calverton, MD | 17,511 | 135 | 35.1% |
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