A+
16%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Huntington Indiana National
Cost of living8489100
Groceries9897100
Health care9597100
Housing5272100
Transportation10096100
Utilities9596100
Lifestyle & Entertainment9595100
Household Items10098100
Education & Childcare9594100
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An Overview of Cost of Living in Huntington, IN

Are you thinking about relocating, but curious about the potential cost of living in Huntington? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Huntington stands at 84, making it 16% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Huntington housing costs are 47.7% less than the national average, making this area an affordable place to live. Your net income can be heavily impacted by housing expenses, at times exceeding 30%. Fortunately, this area demonstrates that both homeownership and renting costs are significantly more budget-friendly than in the rest of the country. With such favorable housing affordability, Huntington residents can earmark a more manageable portion of their income to housing.

Is Huntington Affordable?

Is Huntington an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Huntington, the median home price is 55.9% lower than what most folks pay across the country, and monthly rent prices are 28.7% lower than the usual rates. Income levels in Huntington come in at $62,516, which is 23.1% lower than the national average.

What Factors can Influence the Cost of Living in Huntington?

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Huntington, the transportation index stands at 0.2% lower than the national average.

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Huntington, the utilities index registers 5% lower than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Huntington, the healthcare costs are 5.3% lower than the national average.

Where is the Data From?

The Huntington cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Huntington is 6% lower than the Indiana average
  • The cost of living in Huntington is 16% lower than the national average
  • Huntington housing is 48% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Huntington

See all the best places to live around Huntington

Compare Huntington, IN Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,726$6,311$1,767$2,272
      Renters$43,234$3,603$1,009$1,297
      A good way to judge both the affordability of the housing and the cost of living in Huntington is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Huntington has a median income of about $75,726 for people who own homes. Based on that number, a maximum of $1,767 should be spent on expenses related to housing. Renters have a slightly different median income, which is $43,234. Based on this average, renters should spend no more than $1,009 on all rental costs if they want to maintain a non-impoverished standard of living.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mount Etna, IN1368020.2%
      Lagro, IN4328118.8%
      La Fontaine, IN1,1378118.5%
      Andrews, IN1,2118217.8%
      South Whitley, IN1,5558415.8%
      Huntington, IN17,5208416.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Camano, WA17,52313938.6%
      Vincennes, IN17,5148316.7%
      Clemson, SC17,52611010.4%
      Calverton, MD17,51113535.1%
      Myrtle Grove, FL17,531963.6%
      Huntington, IN17,5208416.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.