Cost Of Living in Southern Gateway, VA

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F

35%

Overall NAT. AVG.

23%

Groceries NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Southern Gateway	Virginia	National
Cost of living	135	111	100
Groceries	123	103	100
Health care	133	103	100
Housing	134	129	100
Transportation	138	105	100
Utilities	132	104	100
Lifestyle & Entertainment	140	103	100
Household Items	124	102	100
Education & Childcare	170	109	100

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Homes For Sale In Southern Gateway, VA

181 Sanford Dr

Fredericksburg, VA

Riverside PKWY

Fredericksburg, VA

Cost Of Living Quick Facts

The cost of living in Southern Gateway is 21% higher than the Virginia average
The cost of living in Southern Gateway is 35% higher than the national average
Southern Gateway housing is 34% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$189,524	$15,794	$4,422	$5,686
Renters	$79,654	$6,638	$1,858	$2,390

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rose Hill CDP (Lee County), VA	731	89	11.0%
Woodlawn CDP (Carroll County), VA	2,334	89	11.3%
Belle Haven town, VA	578	99	1.4%
Cottage City, MD	1,193	105	5.5%
Silver Hill, MD	5,346	132	31.6%
Southern Gateway, VA	3,384	135	35.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sugar Creek, MO	3,384	85	14.7%
Ellsworth, WI	3,384	95	5.1%
Weaverville, CA	3,385	123	22.5%
Lordstown, OH	3,385	92	7.7%
West Point, NE	3,382	88	11.7%
Southern Gateway, VA	3,384	135	35.1%