| Index | Bettendorf | Iowa | National |
| Cost of living | 103 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 97 | 96 | 100 |
| Housing | 120 | 74 | 100 |
| Transportation | 97 | 97 | 100 |
| Utilities | 93 | 95 | 100 |
| Lifestyle & Entertainment | 96 | 95 | 100 |
| Household Items | 96 | 97 | 100 |
| Education & Childcare | 97 | 94 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Bettendorf? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Bettendorf stands at 103, making it 3% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Bettendorf aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Bettendorf residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Is Bettendorf an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Bettendorf is 29.3% higher than the national average, while the average monthly rent prices are 3.5% lower than average. The affordability of any location can also be influenced by median income levels. Bettendorf has a median household income of $129,809, which is 59.6% higher than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Bettendorf, the healthcare costs are 2.9% lower than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
The cost of living estimates displayed for Bettendorf are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $150,251 | $12,521 | $3,506 | $4,508 |
| Renters | $66,415 | $5,535 | $1,550 | $1,993 |
| State | General Sales Tax | With Max Surtax |
| Iowa | 6% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| Iowa | 4.4% | 6% |
| City | Population | Cost of Living Index | National Avg. |
| Rock Island Arsenal, IL | 366 | 100 | 0.2% |
| Oak Grove, IL | 445 | 78 | 21.6% |
| Panorama Park, IA | 217 | 86 | 14.2% |
| Carbon Cliff, IL | 1,998 | 89 | 11.0% |
| Rock Island, IL | 38,640 | 89 | 10.9% |
| Bettendorf, IA | 37,477 | 103 | 3.2% |
| City | Population | Cost of Living Index | National Avg. |
| West Fargo, ND | 37,459 | 107 | 6.6% |
| Kearns, UT | 37,458 | 109 | 9.5% |
| Portage, IN | 37,504 | 94 | 5.6% |
| Owasso, OK | 37,448 | 98 | 2.0% |
| Prattville, AL | 37,437 | 97 | 2.7% |
| Bettendorf, IA | 37,477 | 103 | 3.2% |
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