Cost of Living in Belford, NJ

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F
38%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
100%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Belford New Jersey National
Cost of living138125100
Groceries105108100
Health care112112100
Housing200157100
Transportation114114100
Utilities109111100
Lifestyle & Entertainment113113100
Household Items107107100
Education & Childcare120120100
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Homes For Sale In Belford, NJ

property for sale

18 Skimmer Ln

Port Monmouth, NJ
property for sale

323 Church St

Belford, NJ
property for sale

140 Leonardville Rd

Belford, NJ
property for sale

156 Myrtle Ave

Belford, NJ

Cost Of Living Quick Facts

  • The cost of living in Belford is 10% higher than the New Jersey average
  • The cost of living in Belford is 38% higher than the national average
  • Belford housing is 100% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Belford

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Compare Belford, NJ Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$222,998$18,583$5,203$6,691
      Renters$164,574$13,715$3,840$4,938

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Keansburg, NJ10,05011414.1%
      Cliffwood Beach, NJ3,09111919.4%
      North Middletown, NJ2,72312020.1%
      Laurence Harbor, NJ6,22812120.8%
      Keyport, NJ7,20912121.4%
      Belford, NJ2,10413837.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bertsch-Oceanview, CA2,1041044.2%
      Montrose, MI2,1048317.1%
      Palmyra, WI2,104936.8%
      Edgewood, IN2,103919.1%
      Montz, LA2,1031032.8%
      Belford, NJ2,10413837.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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