Belford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBelfordNew JerseyNational
Cost of living index151123100
IndexBelfordNew JerseyNational
Goods & Services index136111100
Groceries index142110100
Health care index110102100
Housing index197158100
Transportation index128110100
Utilities index111100100
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Did you know?

  • The cost of living in Belford is 22% higher than the New Jersey average.
  • The cost of living in Belford is 51% higher than the national average.
  • The cost of housing in Belford is 97% higher than the national average.
  • New Jersey general sales tax is 30% higher than the national average.
  • New Jersey state income tax is 37% lower than the national average.

Compare Belford, NJ Cost of living To Other Cities

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$112,083$9,340$2,615$3,363
      Renters$161,518$13,460$3,769$4,846

      New Jersey Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New Jersey6.625%12.625%

      New Jersey Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New Jersey1.4%10.75%

      Goods & Services

      ItemBelfordNational avg.Difference
      Haircut $23.00$17.4931.5%
      Beauty Salon $60.52$38.1758.5%
      Toothpaste $4.40$2.3289.6%
      Shampoo $1.65$1.0163.1%
      Movie $16.32$10.7252.2%
      Bowling $20.40$13.8647.2%

      Groceries

      ItemBelfordNational avg.Difference
      Ground Beef $6.45$3.9065.4%
      Fried Chicken $2.44$1.4074.8%
      Milk $2.76$1.9640.7%
      Potatoes $3.24$3.181.8%
      Pizza $12.30$10.3918.3%
      Beer $11.99$9.2329.9%

      Health Care

      ItemBelfordNational avg.Difference
      Optometrist $108.08$106.341.6%
      Doctor $106.72$115.257.4%
      Dentist $124.43$98.3826.5%
      Ibuprofen $12.90$9.2639.3%
      Lipitor $442.91$466.475.1%

      Housing

      ItemBelfordNational avg.Difference
      Home Price $354,900.00$184,700.0092.1%
      Avg. Mortgage Payment $7,820.38$1,273.32514.2%
      Apartment Rent $1,990.00$949.00109.7%

      Transportation

      ItemBelfordNational avg.Difference
      Gasoline $2.81$2.598.4%
      Tire Balancing $80.22$48.9064.1%

      Utilities

      ItemBelfordNational avg.Difference
      All Electricity$197.50$167.6017.8%
      Phone $186.69$163.4214.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Keansburg, NJ9,9041088%
      Highlands, NJ4,90013030%
      Laurence Harbor, NJ6,58411616%
      Keyport, NJ7,13611616%
      Perth Amboy, NJ52,26511616%
      Belford, NJ1,57315151%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Olivet, MI1,57382-18%
      Pittsford, NY1,57311010%
      Hidden Hills, CA1,573404304%
      Buffalo, SC1,57383-17%
      Peach Lake, NY1,57315050%
      Belford, NJ1,57315151%
      Source: The Belford, NJ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.