B-
4%
Overall NAT. AVG.
12%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Barstow California National
Cost of living104141100
Groceries112111100
Health care115116100
Housing76197100
Transportation119118100
Utilities120119100
Lifestyle & Entertainment121120100
Household Items111111100
Education & Childcare123127100
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An Overview of Cost of Living in Barstow, CA

Understanding the cost of living in Barstow can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Barstow cost of living index is 104, which is 4% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Barstow aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Barstow residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Household expenses make up 8% of the total cost of living index score and cover the everyday essentials needed to keep your home running smoothly. These items may include cleaning supplies, laundry detergent, toiletries, clothing basics, and kitchen essentials. In Barstow, you can expect to pay 11.2% more than average for these everyday necessities, making it a more expensive place to live.

The surge in grocery costs is indeed alarming, especially when groceries make up a large portion of your monthly expenditures. Over the past two years, there has been an inflation of over 10% in grocery prices. Unfortunately, Barstow does not fare better, with grocery expenses coming in at 11.5% higher than the national average.

What Do Locals Say About the Cost of Living in Barstow?

The most insightful perspective on a city comes from its residents. We recently surveyed 11 locals to gauge their perception of the cost of living in Barstow. The feedback revealed that 45% of respondents found the cost of living to be reasonable, with prices on the decline, while 55% regarded it as notably expensive with prices that continue to rise.

Is Barstow Affordable?

Wondering if Barstow is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Barstow, for example, the median home price is 27.6% lower than what folks pay nationally, and monthly rent is 16.3% lower than the usual rates. Plus, income levels matter too, with Barstow boasting a median household income of $63,618, which is 21.8% lower than the national average.

What Factors can Influence the Cost of Living in Barstow?

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Barstow comes in at 20% higher than the national average.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Barstow, healthcare costs are 15.1% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Barstow are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Barstow is 26% lower than the California average
  • The cost of living in Barstow is 4% higher than the national average
  • Barstow housing is 24% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Barstow

See all the best places to live around Barstow

Compare Barstow, CA Cost of Living

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      Cost of living index
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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,071$8,089$2,265$2,912
      Renters$45,822$3,819$1,069$1,375
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Barstow, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Barstow homeowners, is $97,071. This would allow for a maximum of $2,265 per month to be spent on housing costs. For renters, the median monthly income is $45,822 which would result in a maximum of $1,069 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lenwood, CA4,6051044.2%
      Barstow, CA24,1731044.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wilmington, MA24,17615555.2%
      West Melbourne, FL24,18811414.0%
      Benbrook, TX24,1551043.9%
      Kerrville, TX24,1451043.8%
      Loves Park, IL24,142909.8%
      Barstow, CA24,1731044.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.