| Index | Kerrville | Texas | National |
| Cost of living | 104 | 94 | 100 |
| Groceries | 102 | 98 | 100 |
| Health care | 103 | 98 | 100 |
| Housing | 105 | 83 | 100 |
| Transportation | 107 | 98 | 100 |
| Utilities | 101 | 103 | 100 |
| Lifestyle & Entertainment | 100 | 98 | 100 |
| Household Items | 102 | 98 | 100 |
| Education & Childcare | 108 | 98 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Kerrville? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Kerrville stands at 104, making it 4% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Kerrville are priced in a manner consistent with other areas. This means that residents of Kerrville can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 7 locals to understand their opinions on the cost of living in Kerrville. The results indicated that 86% found it reasonably priced with decreasing prices of goods and services, while 14% viewed it as quite expensive, with increasing prices.
Wondering if Kerrville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Kerrville, for example, the median home price is 9.1% higher than what folks pay nationally, and monthly rent is 5.3% lower than the usual rates. Plus, income levels matter too, with Kerrville boasting a median household income of $73,559, which is 9.6% lower than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Kerrville starts at 6.25% and the income tax rates start at 0%.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Kerrville, the utilities index stands at 1.3% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Kerrville, the transportation index is 6.8% higher than the national average.
The cost of living estimates displayed for Kerrville are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $91,966 | $7,664 | $2,146 | $2,759 |
| Renters | $59,983 | $4,999 | $1,400 | $1,800 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Ingram, TX | 2,039 | 95 | 5.4% |
| Comfort, TX | 3,079 | 96 | 3.6% |
| Kerrville, TX | 24,145 | 104 | 3.8% |
| City | Population | Cost of Living Index | National Avg. |
| Loves Park, IL | 24,142 | 90 | 9.8% |
| Columbus, NE | 24,141 | 93 | 6.7% |
| Stoneham, MA | 24,138 | 154 | 53.7% |
| Benbrook, TX | 24,155 | 104 | 3.9% |
| Rolling Meadows, IL | 24,129 | 111 | 10.7% |
| Kerrville, TX | 24,145 | 104 | 3.8% |
Here are the best places to live in Texas
Safest Cities In The US
These are the 10 cheapest cities in Texas
Most Dangerous Cities In The US