A+
4%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Benbrook Texas National
Cost of living10494100
Groceries10398100
Health care10298100
Housing10983100
Transportation9898100
Utilities108103100
Lifestyle & Entertainment9998100
Household Items10198100
Education & Childcare9998100
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An Overview of Cost of Living in Benbrook, TX

The cost of living in Benbrook affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Benbrook is 104, which is 4% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Benbrook closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Benbrook can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Benbrook?

Locals have the inside scoop on their city. So, we polled 7 residents in Benbrook to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 29% find it reasonable with decreasing prices, but 71% think it's quite pricey, with prices that continue to rise.

Is Benbrook Affordable?

Is Benbrook affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Benbrook, for instance, where the median home price falls 8% higher than the national average, and monthly rent rates are 13% higher than usual. Additionally, median income levels contribute to the equation, with Benbrook flaunting a median household income of $108,218, 33.1% higher than the national norm.

What Factors can Influence the Cost of Living in Benbrook?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Benbrook, the utilities index is 8.1% higher than the national average.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Benbrook, the groceries index is 2.9% higher than the national average.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Benbrook, is 9.5% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Benbrook are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Benbrook is 10% higher than the Texas average
  • The cost of living in Benbrook is 4% higher than the national average
  • Benbrook housing is 9% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Benbrook

See all the best places to live around Benbrook

Compare Benbrook, TX Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$144,816$12,068$3,379$4,345
      Renters$66,113$5,509$1,543$1,984
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Benbrook, TX, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Benbrook homeowners, is $144,816. This would allow for a maximum of $3,379 per month to be spent on housing costs. For renters, the median monthly income is $66,113 which would result in a maximum of $1,543 to be spent on rental costs.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lakeside town (San Patricio County), TX3168515.0%
      Sansom Park, TX5,730919.4%
      Everman, TX6,422909.9%
      Forest Hill, TX13,444955.2%
      Blue Mound, TX2,372936.8%
      Benbrook, TX24,1551043.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kerrville, TX24,1451043.8%
      Loves Park, IL24,142909.8%
      Columbus, NE24,141936.7%
      Stoneham, MA24,13815453.7%
      Barstow, CA24,1731044.4%
      Benbrook, TX24,1551043.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.