Ashland, Oregon Cost Of Living

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F

Overall 29%

Goods & Services 16%

Housing 68%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ashland	Oregon	National
Cost of living	129	115	100
Goods & Services	116	116	100
Groceries	108	108	100
Health care	115	115	100
Housing	168	123	100
Transportation	126	126	100
Utilities	90	90	100

Key findings

The cost of living in Ashland is 12% higher than the Oregon average
The cost of living in Ashland is 29% higher than the national average
Ashland housing is 68% higher than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 103% higher than the national average

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Compare Ashland, OR Cost of Living

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,496	$5,375	$1,505	$1,935
Renters	$29,276	$2,440	$683	$878

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Ashland, OR, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Ashland, homeowners have a median income of $64,496. Using that number, a maximum of $1,505 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $29,276, which means there is a maximum of $683 to be spent on the costs of renting a home or apartment.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	5%	9.9%

Goods & Services

Item	Ashland	National avg.	Difference
Haircut	$36.96	$20.27	82.3%
Beauty Salon	$60.28	$40.39	49.2%
Toothpaste	$2.63	$2.36	11.5%
Shampoo	$1.19	$1.08	10.6%
Movie	$11.14	$10.99	1.4%
Bowling	$18.45	$15.49	19.1%

Groceries

Item	Ashland	National avg.	Difference
Ground Beef	$3.99	$4.30	7.1%
Fried Chicken	$1.58	$1.40	12.9%
Milk	$2.61	$2.20	18.6%
Potatoes	$2.71	$3.22	15.7%
Pizza	$11.86	$10.74	10.4%
Beer	$10.77	$9.60	12.2%

Health Care

Item	Ashland	National avg.	Difference
Optometrist	$146.25	$109.73	33.3%
Doctor	$168.67	$118.34	42.5%
Dentist	$101.75	$100.94	0.8%
Ibuprofen	$10.46	$9.93	5.3%
Lipitor	$495.37	$469.53	5.5%

Housing

Item	Ashland	National avg.	Difference
Home Price	$362,500.00	$184,700.00	96.3%
Avg. Mortgage Payment	$1,953.60	$1,229.62	58.9%
Apartment Rent	$983.00	$949.00	3.6%

Transportation

Item	Ashland	National avg.	Difference
Gasoline	$3.31	$2.71	22.0%
Tire Balancing	$68.40	$51.86	31.9%

Utilities

Item	Ashland	National avg.	Difference
All Electricity	$148.23	$170.84	13.2%
Phone	$177.93	$187.18	4.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Phoenix, OR	4,528	105	4.9%
Central Point, OR	17,793	108	8.3%
Talent, OR	6,323	109	8.8%
Medford, OR	78,856	111	11.0%
Jacksonville, OR	2,845	122	22.2%
Ashland, OR	21,002	129	28.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mukilteo, WA	20,994	155	55.1%
McNair, VA	20,983	139	38.9%
Naples, FL	20,980	172	72.3%
Ferguson, MO	21,035	82	17.9%
Rose Hill, VA	20,968	143	43.5%
Ashland, OR	21,002	129	28.9%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.