Cost of Living in Phoenix, OR

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A
6%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
4%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Phoenix Oregon National
Cost of living106111100
Groceries107104100
Health care108105100
Housing104124100
Transportation104106100
Utilities108106100
Lifestyle & Entertainment107107100
Household Items107104100
Education & Childcare111109100
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Homes For Sale In Phoenix, OR

property for sale

4729 S Pacific Hwy #4

Phoenix, OR
property for sale

412 Barnum Dr

Phoenix, OR
property for sale

4729 S Pacific Hwy #32

Phoenix, OR
property for sale

4624 S Pacific Hwy #17

Phoenix, OR
See the Newest Homes For Sale In Phoenix, OR

Cost Of Living Quick Facts

  • The cost of living in Phoenix is 5% lower than the Oregon average
  • The cost of living in Phoenix is 6% higher than the national average
  • Phoenix housing is 4% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Phoenix

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Compare Phoenix, OR Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$59,854$4,988$1,397$1,796
      Renters$43,389$3,616$1,012$1,302
      The affordability of the housing market in Phoenix, OR as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Phoenix homeowners, the median income is $59,854. This indicates that a monthly maximum of $1,397 should be spent by homeowners on all housing related costs. Renters have a median income of $43,389. This indicates that renters would have a maximum of $1,012 for their rent related monthly costs.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      White City, OR9,7011055.1%
      Talent, OR6,79711211.7%
      Gold Hill, OR1,23511212.3%
      Medford, OR84,27111717.0%
      Eagle Point, OR9,54611717.5%
      Phoenix, OR4,7961066.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Brisbane, CA4,796209109.1%
      Mount Olive, NC4,7968812.3%
      Tyendinaga, ON4,796n/a 
      Whitehouse, OH4,795982.3%
      Baxley, GA4,7978614.3%
      Phoenix, OR4,7961066.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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