Cost of Living in Talent, OR

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B
12%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Talent Oregon National
Cost of living112111100
Groceries107104100
Health care108105100
Housing122124100
Transportation104106100
Utilities108106100
Lifestyle & Entertainment107107100
Household Items107104100
Education & Childcare111109100
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Homes For Sale In Talent, OR

property for sale

9302 Yank Gulch Rd

Talent, OR
property for sale

108 Madison ST

Talent, OR
property for sale

411 Hartley Rd

Phoenix, OR
property for sale

228 Talent Ave #16

Talent, OR
See the Newest Homes For Sale In Talent, OR

Cost Of Living Quick Facts

  • The cost of living in Talent is equal to the Oregon average
  • The cost of living in Talent is 12% higher than the national average
  • Talent housing is 22% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Talent

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$69,254$5,771$1,616$2,078
      Renters$38,587$3,216$900$1,158
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Talent, OR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Talent homeowners, is $69,254. This would allow for a maximum of $1,616 per month to be spent on housing costs. For renters, the median monthly income is $38,587 which would result in a maximum of $900 to be spent on rental costs.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      White City, OR9,7011055.1%
      Phoenix, OR4,7961066.1%
      Gold Hill, OR1,23511212.3%
      Medford, OR84,27111717.0%
      Central Point, OR19,05711818.3%
      Talent, OR6,79711211.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Stickney, IL6,7961000.4%
      Eudora, KS6,796973.4%
      Pikeville, KY6,794990.6%
      Oak View, CA6,79116464.2%
      Lake City, SC6,8038713.2%
      Talent, OR6,79711211.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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