A+
1%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Arlington Texas National
Cost of living10194100
Groceries9798100
Health care9898100
Housing10583100
Transportation9798100
Utilities102103100
Lifestyle & Entertainment9698100
Household Items10198100
Education & Childcare10498100
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An Overview of Cost of Living in Arlington, TX

Are you thinking about relocating, but curious about the potential cost of living in Arlington? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Arlington stands at 101, making it 1% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Arlington aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Arlington residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

What Do Locals Say About the Cost of Living in Arlington?

The real experts on a city are its residents. That's why we reached out to 23 locals to get their views on the cost of living in Arlington. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 48% found it budget-friendly with decreasing prices, while 52% said it's simply not affordable as prices have continued to rise.

Is Arlington Affordable?

Is Arlington an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Arlington, the median home price is 1% higher than what most folks pay across the country, and monthly rent prices are 13.9% higher than the usual rates. Income levels in Arlington come in at $93,448, which is 14.9% higher than the national average.

What Factors can Influence the Cost of Living in Arlington?

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Arlington, the groceries index is 3.4% lower than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Arlington, the transportation index is 3.1% lower than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Arlington, the baseline sales tax rate begins at 6.25%, and income tax rates start at 0%.

Where is the Data From?

The cost of living data for Arlington shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Arlington is 7% higher than the Texas average
  • The cost of living in Arlington is 1% higher than the national average
  • Arlington housing is 5% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Arlington

See all the best places to live around Arlington

Compare Arlington, TX Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$129,793$10,816$3,028$3,894
      Renters$62,727$5,227$1,464$1,882
      A good way to judge both the affordability of the housing and the cost of living in Arlington is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Arlington has a median income of about $129,793 for people who own homes. Based on that number, a maximum of $3,028 should be spent on expenses related to housing. Renters have a slightly different median income, which is $62,727. Based on this average, renters should spend no more than $1,464 on all rental costs if they want to maintain a non-impoverished standard of living.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Horseshoe Bend, TX6418316.7%
      Cockrell Hill, TX4,306927.9%
      Everman, TX6,422909.9%
      Forest Hill, TX13,444955.2%
      Blue Mound, TX2,372936.8%
      Arlington, TX406,0651010.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      New Orleans, LA406,8931076.8%
      Tampa, FL403,92711414.5%
      Tulsa, OK411,711927.9%
      Wichita, KS398,457919.0%
      Aurora, CO393,10212625.9%
      Arlington, TX406,0651010.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.