| Index | Apache Junction | Arizona | National |
| Cost of living | 93 | 101 | 100 |
| Groceries | 99 | 101 | 100 |
| Health care | 102 | 101 | 100 |
| Housing | 72 | 96 | 100 |
| Transportation | 104 | 102 | 100 |
| Utilities | 111 | 111 | 100 |
| Lifestyle & Entertainment | 102 | 103 | 100 |
| Household Items | 100 | 101 | 100 |
| Education & Childcare | 97 | 103 | 100 |
The cost of living in Apache Junction affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Apache Junction is 93, which is 7% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
In Apache Junction, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Apache Junction will resemble that of an average city, contributing to a manageable cost of living.
Nobody knows their city better than the people who actually live there. So, we asked 11 local residents how they would rate the cost of living in Apache Junction and this is how they responded. 64% of people said that the cost of living was affordable, with prices decreasing, while 36% of people said that the cost of living was very expensive and prices continue to rise.
Wondering if Apache Junction is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Apache Junction, for example, the median home price is 33.1% lower than what folks pay nationally, and monthly rent is 15.2% lower than the usual rates. Plus, income levels matter too, with Apache Junction boasting a median household income of $68,476, which is 15.8% lower than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Apache Junction starts at 5.6% and the income tax rates start at 2.5%.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Apache Junction, healthcare costs are 1.6% higher than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
The Apache Junction cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $77,645 | $6,470 | $1,812 | $2,330 |
| Renters | $45,773 | $3,814 | $1,068 | $1,373 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Maricopa Colony, AZ | 836 | 98 | 1.6% |
| Queen Valley, AZ | 680 | 98 | 1.8% |
| San Tan Valley, AZ | 108,601 | 113 | 12.9% |
| Gold Canyon, AZ | 12,284 | 116 | 15.9% |
| Gilbert, AZ | 255,869 | 128 | 28.4% |
| Apache Junction, AZ | 43,334 | 93 | 7.1% |
| City | Population | Cost of Living Index | National Avg. |
| West Babylon, NY | 43,319 | 137 | 37.1% |
| Huntsville, TX | 43,308 | 97 | 3.3% |
| Oakley, CA | 43,283 | 151 | 50.6% |
| Rouyn-Noranda, QC | 43,276 | n/a | |
| Beverly, MA | 43,236 | 146 | 45.6% |
| Apache Junction, AZ | 43,334 | 93 | 7.1% |
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