Oakley cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexOakleyCaliforniaNational
Cost of living130140100
IndexOakleyCaliforniaNational
Goods & Services101111100
Groceries125118100
Health care100113100
Housing170196100
Transportation124128100
Utilities129118100

Key findings

  • The cost of living in Oakley is 7% lower than the California average
  • The cost of living in Oakley is 30% higher than the national average
  • Oakley housing is 70% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 55% lower than the national average

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Compare Oakley, CA Cost of Living To Other Cities

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$95,818$7,985$2,236$2,875
      Renters$46,431$3,869$1,083$1,393
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Oakley, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Oakley, homeowners have a median income of $95,818. Using that number, a maximum of $2,236 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $46,431, which means there is a maximum of $1,083 to be spent on the costs of renting a home or apartment.

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemOakleyNational avg.Difference
      Haircut $18.00$17.492.9%
      Beauty Salon $40.50$38.176.1%
      Toothpaste $2.77$2.3219.3%
      Shampoo $1.46$1.0144.3%
      Movie $11.63$10.728.4%
      Bowling $16.38$13.8618.2%

      Groceries

      ItemOakleyNational avg.Difference
      Ground Beef $4.63$3.9018.7%
      Fried Chicken $1.61$1.4015.4%
      Milk $2.76$1.9640.7%
      Potatoes $3.02$3.185.1%
      Pizza $15.59$10.3950.0%
      Beer $9.85$9.236.7%

      Health Care

      ItemOakleyNational avg.Difference
      Optometrist $114.40$106.347.6%
      Doctor $124.33$115.257.9%
      Dentist $83.10$98.3815.5%
      Ibuprofen $12.12$9.2630.9%
      Lipitor $489.24$466.474.9%

      Housing

      ItemOakleyNational avg.Difference
      Home Price $324,000.00$184,700.0075.4%
      Avg. Mortgage Payment $1,816.22$1,273.3242.6%
      Apartment Rent $1,498.00$949.0057.9%

      Transportation

      ItemOakleyNational avg.Difference
      Gasoline $3.37$2.5930.1%
      Tire Balancing $57.49$48.9017.6%

      Utilities

      ItemOakleyNational avg.Difference
      All Electricity$253.20$167.6051.1%
      Phone $182.40$163.4211.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Terminous, CA37811010%
      Isleton, CA78711313%
      Bay Point, CA23,13112525%
      Bethel Island, CA2,19911818%
      Rio Vista, CA8,05512222%
      Oakley, CA38,96813030%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Essex, MD38,9551033%
      Hallandale Beach, FL38,9511000%
      Annapolis, MD39,00913030%
      Weslaco, TX39,02173-27%
      Tupelo, MS38,85684-16%
      Oakley, CA38,96813030%
      Source: The Oakley, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.