Gilbert, Arizona Cost Of Living

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D-

Overall 10%

Goods & Services 9%

Housing 42%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Gilbert	Arizona	National
Cost of living	110	99	100
Goods & Services	91	98	100
Groceries	100	99	100
Health care	89	98	100
Housing	142	97	100
Transportation	100	104	100
Utilities	107	103	100

Key findings

The cost of living in Gilbert is 11% higher than the Arizona average
The cost of living in Gilbert is 10% higher than the national average
Gilbert housing is 42% higher than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 5% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$98,611	$8,218	$2,301	$2,959
Renters	$59,121	$4,927	$1,379	$1,774

The affordability of the housing market in Gilbert, AZ as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Gilbert homeowners, the median income is $98,611. This indicates that a monthly maximum of $2,301 should be spent by homeowners on all housing related costs. Renters have a median income of $59,121. This indicates that renters would have a maximum of $1,379 for their rent related monthly costs.

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.59%	4.5%

Goods & Services

Item	Gilbert	National avg.	Difference
Haircut	$15.10	$17.49	13.7%
Beauty Salon	$42.88	$38.17	12.3%
Toothpaste	$1.38	$2.32	40.5%
Shampoo	$1.04	$1.01	2.8%
Movie	$8.63	$10.72	19.5%
Bowling	$17.00	$13.86	22.6%

Groceries

Item	Gilbert	National avg.	Difference
Ground Beef	$3.40	$3.90	12.8%
Fried Chicken	$1.61	$1.40	15.4%
Milk	$1.57	$1.96	20.0%
Potatoes	$3.06	$3.18	3.9%
Pizza	$10.99	$10.39	5.7%
Beer	$8.98	$9.23	2.7%

Health Care

Item	Gilbert	National avg.	Difference
Optometrist	$96.00	$106.34	9.7%
Doctor	$99.00	$115.25	14.1%
Dentist	$88.00	$98.38	10.6%
Ibuprofen	$7.49	$9.26	19.1%
Lipitor	$457.00	$466.47	2.0%

Housing

Item	Gilbert	National avg.	Difference
Home Price	$264,700.00	$184,700.00	43.3%
Avg. Mortgage Payment	$1,278.09	$1,273.32	0.4%
Apartment Rent	$1,315.00	$949.00	38.6%

Transportation

Item	Gilbert	National avg.	Difference
Gasoline	$2.69	$2.59	3.8%
Tire Balancing	$47.50	$48.90	2.9%

Utilities

Item	Gilbert	National avg.	Difference
All Electricity	$192.64	$167.60	14.9%
Phone	$175.65	$163.42	7.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Wet Camp Village, AZ	381	75	-25%
Stotonic Village, AZ	411	75	-25%
Lower Santan Village, AZ	604	76	-24%
Guadalupe, AZ	6,172	83	-17%
Maricopa Colony, AZ	1,027	84	-16%
Gilbert, AZ	226,832	110	10%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Arlington, VA	226,092	166	66%
Fremont, CA	227,934	188	88%
Baton Rouge, LA	228,694	96	-4%
Paradise, NV	229,666	96	-4%
North Las Vegas, NV	230,436	97	-3%
Gilbert, AZ	226,832	110	10%

Source: The Gilbert, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.