F
53%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
168%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wyndham Virginia National
Cost of living153111100
Groceries103103100
Health care100103100
Housing268129100
Transportation106105100
Utilities104104100
Lifestyle & Entertainment106103100
Household Items101102100
Education & Childcare103109100
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An Overview of Cost of Living in Wyndham, VA

Knowing the cost of living in Wyndham allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Wyndham stands at 153, marking it 53% higher than the national average.

If you're in pursuit of an economical living environment, Wyndham may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Wyndham falls within this bracket.

Housing costs make up a big chunk of the cost of living in Wyndham, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 168.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Wyndham Affordable?

Wondering if Wyndham is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Wyndham, for example, the median home price is 200.7% higher than what folks pay nationally, and monthly rent is 92.4% higher than the usual rates. Plus, income levels matter too, with Wyndham boasting a median household income of $324,088, which is 298.5% higher than the national average.

What Factors can Influence the Cost of Living in Wyndham?

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Wyndham, the groceries index registers 2.9% higher than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Wyndham, healthcare costs are 0.1% higher than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Wyndham comes in at 3.8% higher than the national average.

Where is the Data From?

The Wyndham cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Wyndham is 37% higher than the Virginia average
  • The cost of living in Wyndham is 53% higher than the national average
  • Wyndham housing is 168% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Wyndham

See all the best places to live around Wyndham

Compare Wyndham, VA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$347,780$28,982$8,114$10,434
      Renters$157,262$13,105$3,669$4,718
      A good way to judge both the affordability of the housing and the cost of living in Wyndham is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Wyndham has a median income of about $347,780 for people who own homes. Based on that number, a maximum of $8,114 should be spent on expenses related to housing. Renters have a slightly different median income, which is $157,262. Based on this average, renters should spend no more than $3,669 on all rental costs if they want to maintain a non-impoverished standard of living.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Montrose, VA7,859973.4%
      East Highland Park, VA17,051990.9%
      Lakeside, VA13,0091055.1%
      Ashland, VA8,0261043.7%
      Dumbarton, VA8,5801066.2%
      Wyndham, VA12,05415352.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      El Campo, TX12,061973.4%
      Winton, CA12,0451098.9%
      Excelsior Springs, MO12,038918.8%
      Mango, FL12,034991.5%
      Largo, MD12,03412221.6%
      Wyndham, VA12,05415352.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.