| Index | El Campo | Texas | National |
| Cost of living | 97 | 94 | 100 |
| Groceries | 100 | 98 | 100 |
| Health care | 101 | 98 | 100 |
| Housing | 88 | 83 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 105 | 103 | 100 |
| Lifestyle & Entertainment | 98 | 98 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 103 | 98 | 100 |
Getting a feel for the cost of living in El Campo is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in El Campo is 97, which is 3% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in El Campo closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of El Campo can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Is El Campo an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in El Campo, the median home price is 13% lower than what most folks pay across the country, and monthly rent prices are 9.6% lower than the usual rates. Income levels in El Campo come in at $78,148, which is 3.9% lower than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In El Campo, the healthcare costs are 0.6% higher than the national average.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In El Campo, the groceries index is 0.5% lower than the national average.
The El Campo cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $119,593 | $9,966 | $2,790 | $3,588 |
| Renters | $55,771 | $4,648 | $1,301 | $1,673 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Hungerford, TX | 90 | 100 | 0.3% |
| Louise, TX | 964 | 86 | 13.7% |
| Wharton, TX | 8,915 | 88 | 11.9% |
| Ganado, TX | 2,185 | 93 | 7.0% |
| El Campo, TX | 12,061 | 97 | 3.4% |
| City | Population | Cost of Living Index | National Avg. |
| Wyndham, VA | 12,054 | 153 | 52.8% |
| Florham Park, NJ | 12,075 | 173 | 73.1% |
| Red Bank, TN | 12,075 | 94 | 6.2% |
| Spearfish, SD | 12,076 | 103 | 2.9% |
| Winton, CA | 12,045 | 109 | 8.9% |
| El Campo, TX | 12,061 | 97 | 3.4% |
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