Cost of Living in Ashland, VA

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4%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ashland Virginia National
Cost of living104111100
Groceries102103100
Health care101103100
Housing107129100
Transportation101105100
Utilities106104100
Lifestyle & Entertainment104103100
Household Items101102100
Education & Childcare103109100
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Homes For Sale In Ashland, VA

property for sale

221 Henry Clay Rd

Ashland, VA
property for sale

Edison Providence Church RD

Ashland, VA
property for sale

12778 Mount Hermon Rd

Ashland, VA
property for sale

10452 Stanley Park Dr

Ashland, VA

Cost Of Living Quick Facts

  • The cost of living in Ashland is 7% lower than the Virginia average
  • The cost of living in Ashland is 4% higher than the national average
  • Ashland housing is 7% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Ashland

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,459$7,038$1,971$2,534
      Renters$72,592$6,049$1,694$2,178
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ashland, VA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ashland homeowners, is $84,459. This would allow for a maximum of $1,971 per month to be spent on housing costs. For renters, the median monthly income is $72,592 which would result in a maximum of $1,694 to be spent on rental costs.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Highland Springs, VA15,404991.0%
      East Highland Park, VA17,051990.9%
      Lakeside, VA13,0091055.1%
      Dumbarton, VA8,5801066.2%
      Laurel, VA18,2021088.3%
      Ashland, VA8,0261043.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ripley, TN8,0258514.6%
      Centerville, GA8,028963.7%
      Floris, VA8,02818180.9%
      The Blue Mountains, ON8,029n/a 
      Jerseyville, IL8,0308614.3%
      Ashland, VA8,0261043.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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