F
38%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
87%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Woodland California National
Cost of living138141100
Groceries111111100
Health care117116100
Housing187197100
Transportation117118100
Utilities122119100
Lifestyle & Entertainment115120100
Household Items109111100
Education & Childcare131127100
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An Overview of Cost of Living in Woodland, CA

Are you thinking about relocating, but curious about the potential cost of living in Woodland? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Woodland stands at 138, making it 38% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Woodland is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Woodland falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs significantly influence the Woodland cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 87.5%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

The substantial and relentless rise in grocery prices definitely warrants some attention. Over the past two years, grocery expenses have escalated by more than 10%. Having said that, the situation in Woodland is even less favorable, with grocery prices here being 11.2% higher than the national average.

What Do Locals Say About the Cost of Living in Woodland?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 20 locals to understand their opinions on the cost of living in Woodland. The results indicated that 20% found it reasonably priced with decreasing prices of goods and services, while 80% viewed it as quite expensive, with increasing prices.

Is Woodland Affordable?

Is Woodland affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Woodland, the median home price is 115.2% higher than the national average and monthly rent prices are 22.8% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Woodland boasting a median household income of $106,870, 31.4% higher than the national average.

What Factors can Influence the Cost of Living in Woodland?

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Woodland, healthcare costs are 17.4% higher than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Woodland, the transportation index is 17% higher than the national average.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Where is the Data From?

The Woodland cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Woodland is 2% lower than the California average
  • The cost of living in Woodland is 38% higher than the national average
  • Woodland housing is 87% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Woodland

See all the best places to live around Woodland

Compare Woodland, CA Cost of Living

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      Cost of living index
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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$151,007$12,584$3,523$4,531
      Renters$76,467$6,372$1,784$2,294
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Woodland, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Woodland, homeowners have a median income of $151,007. Using that number, a maximum of $3,523 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $76,467, which means there is a maximum of $1,784 to be spent on the costs of renting a home or apartment.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Yolo, CA20011716.7%
      Freeport, CA7111615.6%
      Madison, CA5191098.9%
      Knights Landing, CA1,02011615.9%
      University of California-Davis, CA9,35112525.5%
      Woodland, CA61,52213838.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bristol, CT61,5121109.5%
      Taylorsville, UT61,50311111.5%
      San Rafael, CA61,485213112.7%
      Royal Oak, MI61,4851066.0%
      West Allis, WI61,432936.8%
      Woodland, CA61,52213838.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.