B
10%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
12%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bristol Connecticut National
Cost of living110118100
Groceries107106100
Health care109111100
Housing112139100
Transportation104107100
Utilities110108100
Lifestyle & Entertainment111110100
Household Items108106100
Education & Childcare115116100
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An Overview of Cost of Living in Bristol, CT

The cost of living in Bristol affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Bristol is 110, which is 10% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Bristol are priced in a manner consistent with other areas. This means that residents of Bristol can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Bristol Affordable?

Wondering if Bristol is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Bristol, for example, the median home price is 10.6% higher than what folks pay nationally, and monthly rent is 14.6% higher than the usual rates. Plus, income levels matter too, with Bristol boasting a median household income of $101,353, which is 24.6% higher than the national average.

What Factors can Influence the Cost of Living in Bristol?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Bristol, the transportation index is 4.2% higher than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Bristol, the utilities index stands at 10.4% higher than the national average.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Where is the Data From?

The Bristol cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Bristol is 7% lower than the Connecticut average
  • The cost of living in Bristol is 10% higher than the national average
  • Bristol housing is 12% higher than the national average
  • Connecticut general sales tax is 24% higher than the national average
  • Connecticut state income tax is 16% higher than the national average

Most Affordable Places to Live in and Around Bristol

See all the best places to live around Bristol

Compare Bristol, CT Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$136,736$11,395$3,190$4,102
      Renters$58,101$4,842$1,356$1,743
      To approximate the cost of living and the housing affordability in Bristol, CT, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Bristol have a median income of $136,736. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,190 per month to avoid calamity and poverty. The renters in the city have an income of about $58,101, which would make their monthly maximum allowable rental costs $1,356.

      Connecticut Sales Tax

      State General Sales Tax With Max Surtax
      Connecticut 6.35% 6.35%

      Connecticut Income Tax

      State Income Tax (Low) Income Tax (High)
      Connecticut 3% 6.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Waterbury, CT110,8171022.2%
      Blue Hills, CT2,6521043.6%
      Torrington, CT35,5431022.3%
      New Britain, CT74,9631044.4%
      Hartford, CT125,3971065.6%
      Bristol, CT61,5121109.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Taylorsville, UT61,50311111.5%
      Woodland, CA61,52213838.0%
      San Rafael, CA61,485213112.7%
      Royal Oak, MI61,4851066.0%
      West Allis, WI61,432936.8%
      Bristol, CT61,5121109.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.