| Index | Winona | Minnesota | National |
| Cost of living | 94 | 100 | 100 |
| Groceries | 100 | 100 | 100 |
| Health care | 99 | 100 | 100 |
| Housing | 80 | 100 | 100 |
| Transportation | 95 | 100 | 100 |
| Utilities | 104 | 104 | 100 |
| Lifestyle & Entertainment | 101 | 100 | 100 |
| Household Items | 100 | 100 | 100 |
| Education & Childcare | 96 | 99 | 100 |
The cost of living in Winona affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Winona is 94, which is 6% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
The cost of living in Winona closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Winona can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
The real experts on a city are its residents. That's why we reached out to 8 locals to get their views on the cost of living in Winona. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 63% found it budget-friendly with decreasing prices, while 38% said it's simply not affordable as prices have continued to rise.
Is Winona an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Winona, the median home price is 14.1% lower than what most folks pay across the country, and monthly rent prices are 32.8% lower than the usual rates. Income levels in Winona come in at $73,011, which is 10.2% lower than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Winona, the utilities index registers at 4.3% higher than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Winona, the housing index stands at 19.7% lower than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Winona, the groceries index is 0.3% higher than the national average.
The Winona cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $100,105 | $8,342 | $2,336 | $3,003 |
| Renters | $36,198 | $3,017 | $845 | $1,086 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| City | Population | Cost of Living Index | National Avg. |
| Dodge, WI | 145 | 86 | 14.1% |
| Cochrane, WI | 463 | 88 | 12.1% |
| Arcadia, WI | 3,125 | 92 | 8.4% |
| Utica, MN | 262 | 93 | 6.9% |
| Altura, MN | 461 | 93 | 6.6% |
| Winona, MN | 27,459 | 94 | 6.4% |
| City | Population | Cost of Living Index | National Avg. |
| Wooster, OH | 27,464 | 92 | 7.9% |
| Sanger, CA | 27,475 | 120 | 20.0% |
| Colleyville, TX | 27,477 | 153 | 53.4% |
| King, ON | 27,487 | n/a | |
| Batavia, IL | 27,425 | 117 | 17.2% |
| Winona, MN | 27,459 | 94 | 6.4% |
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