Overall 17%
Goods & Services 3%
Housing 63%
Date & Last Updated: This data reflects 2020 and was released from C2ER in January, 2021; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Cost of living117111100
Goods & Services103103100
Health care98102100

Key findings

  • The cost of living in Windsor is 6% higher than the Colorado average
  • The cost of living in Windsor is 17% higher than the national average
  • Windsor housing is 63% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 88% higher than the national average

Most Affordable Places to Live in and Around Windsor

See all the best places to live around Windsor

Compare Windsor, CO Cost of Living

      How would you rate the cost of living in Windsor?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Windsor?
      Write a review to give others more information about this area.
      See all Windsor poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      The affordability of the housing market in Windsor, CO as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Windsor homeowners, the median income is $94,583. This indicates that a monthly maximum of $2,207 should be spent by homeowners on all housing related costs. Renters have a median income of $38,945. This indicates that renters would have a maximum of $909 for their rent related monthly costs.

      Colorado Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Colorado Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemWindsorNational avg.Difference
      Haircut $24.05$18.6229.1%
      Beauty Salon $35.00$39.0510.4%
      Toothpaste $2.11$2.3410.0%
      Shampoo $0.88$1.0616.7%
      Movie $13.19$10.6823.5%
      Bowling $20.67$14.6740.9%


      ItemWindsorNational avg.Difference
      Ground Beef $4.62$4.229.5%
      Fried Chicken $1.15$1.3917.3%
      Milk $1.78$2.0513.1%
      Potatoes $3.04$3.297.5%
      Pizza $11.32$10.626.6%
      Beer $8.96$9.384.5%

      Health Care

      ItemWindsorNational avg.Difference
      Optometrist $99.83$108.578.0%
      Doctor $117.67$116.171.3%
      Dentist $92.83$99.136.4%
      Ibuprofen $9.15$9.685.4%
      Lipitor $495.71$466.926.2%


      ItemWindsorNational avg.Difference
      Home Price $327,000.00$184,700.0077.0%
      Avg. Mortgage Payment $1,702.52$1,197.4242.2%
      Apartment Rent $1,234.00$949.0030.0%


      ItemWindsorNational avg.Difference
      Gasoline $2.24$2.220.6%
      Tire Balancing $59.83$50.0719.5%


      ItemWindsorNational avg.Difference
      All Electricity$103.99$167.6738.0%
      Phone $187.21$175.646.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Garden City, CO24086-14%
      Ault, CO1,86993-7%
      Pierce, CO96693-7%
      Gilcrest, CO95194-6%
      La Salle, CO2,58896-4%
      Windsor, CO21,15411717%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Lutz, FL21,1431066%
      Converse, TX21,16991-9%
      Arnold, MO21,19691-9%
      South Milwaukee, WI21,19792-8%
      Oxford, AL21,20287-13%
      Windsor, CO21,15411717%
      Source: The Windsor, CO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2020.