| Index | Anthem | Arizona | National |
| Cost of living | 130 | 101 | 100 |
| Groceries | 102 | 101 | 100 |
| Health care | 100 | 101 | 100 |
| Housing | 192 | 96 | 100 |
| Transportation | 104 | 102 | 100 |
| Utilities | 108 | 111 | 100 |
| Lifestyle & Entertainment | 103 | 103 | 100 |
| Household Items | 101 | 101 | 100 |
| Education & Childcare | 101 | 103 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Anthem? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Anthem stands at 130, making it 30% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you're in pursuit of an economical living environment, Anthem may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Anthem falls within this bracket.
Housing costs significantly influence the Anthem cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 92.5%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is Anthem an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Anthem, the median home price is 100.6% higher than what most folks pay across the country, and monthly rent prices are 73.4% higher than the usual rates. Income levels in Anthem come in at $150,288, which is 84.8% higher than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Anthem, the prevailing sales tax rate starts at 5.6%, and income tax rates kick off at 2.5%.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Anthem, the groceries index registers 2.3% higher than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
The Anthem cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $167,076 | $13,923 | $3,898 | $5,013 |
| Renters | $103,431 | $8,619 | $2,413 | $3,103 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Deer Creek, AZ | 189 | 96 | 4.2% |
| Sun City West, AZ | 27,025 | 111 | 10.6% |
| Surprise, AZ | 142,589 | 115 | 15.0% |
| Cave Creek, AZ | 5,989 | 127 | 27.4% |
| New River, AZ | 16,857 | 134 | 34.3% |
| Anthem, AZ | 24,320 | 130 | 29.6% |
| City | Population | Cost of Living Index | National Avg. |
| Searcy, AR | 24,322 | 91 | 9.4% |
| Windsor, CO | 24,324 | 137 | 37.4% |
| Zion, IL | 24,329 | 96 | 3.7% |
| Romulus, MI | 24,336 | 89 | 10.6% |
| Belton, MO | 24,296 | 93 | 6.8% |
| Anthem, AZ | 24,320 | 130 | 29.6% |
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