| Index | Windsor | Colorado | National |
| Cost of living | 137 | 115 | 100 |
| Groceries | 107 | 104 | 100 |
| Health care | 108 | 107 | 100 |
| Housing | 207 | 136 | 100 |
| Transportation | 107 | 106 | 100 |
| Utilities | 109 | 108 | 100 |
| Lifestyle & Entertainment | 105 | 107 | 100 |
| Household Items | 107 | 105 | 100 |
| Education & Childcare | 111 | 111 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Windsor? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Windsor stands at 137, making it 37% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Windsor is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Windsor falls into this category, which may not align with your goal of finding a budget-friendly living environment.
When it comes to the cost of living in Windsor, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 106.9% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Wondering if Windsor is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Windsor, for example, the median home price is 132.2% higher than what folks pay nationally, and monthly rent is 47.9% higher than the usual rates. Plus, income levels matter too, with Windsor boasting a median household income of $155,711, which is 91.4% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Windsor, the groceries index registers 6.6% higher than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Windsor, the prevailing sales tax rate starts at 2.9%, and income tax rates kick off at 4.4%.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Windsor, healthcare costs are 8.1% higher than the national average.
The cost of living estimates displayed for Windsor are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $175,242 | $14,604 | $4,089 | $5,258 |
| Renters | $86,971 | $7,248 | $2,029 | $2,609 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Garden City, CO | 214 | 99 | 0.9% |
| Ault, CO | 2,198 | 112 | 11.7% |
| Gilcrest, CO | 1,415 | 112 | 12.4% |
| La Salle, CO | 3,448 | 115 | 14.7% |
| Pierce, CO | 1,391 | 115 | 15.2% |
| Windsor, CO | 24,324 | 137 | 37.4% |
| City | Population | Cost of Living Index | National Avg. |
| Searcy, AR | 24,322 | 91 | 9.4% |
| Anthem, AZ | 24,320 | 130 | 29.6% |
| Zion, IL | 24,329 | 96 | 3.7% |
| Romulus, MI | 24,336 | 89 | 10.6% |
| Allendale, MI | 24,346 | 103 | 2.6% |
| Windsor, CO | 24,324 | 137 | 37.4% |
Here are the best places to live in Colorado
These are the 10 cheapest cities in Colorado
Check out the 10 most dangerous cities in Colorado
These are the largest cities in Colorado