Winchendon cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index105131100
Goods & Services index120120100
Groceries index100107100
Health care index118120100
Housing index84165100
Transportation index98106100
Utilities index127123100
A general overview of the cost of living index for Winchendon, MA is displayed above. In Winchendon, MA, the overall cost of living index is 105, which is 20% lower than the Massachusetts average and 5% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Winchendon, MA, the city's goods and services are equal to the Massachusetts average and 20% higher than the U.S. average.

Did you know?

  • The cost of living in Winchendon is 20% lower than the Massachusetts average.
  • The cost of living in Winchendon is 5% higher than the national average.
  • The cost of housing in Winchendon is 16% lower than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 129% higher than the national average.

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Compare Winchendon, MA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Winchendon, MA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Winchendon, MA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Winchendon, MA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Winchendon, MA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Winchendon, MA homeowners, the median income is $47,115. This indicates that a monthly maximum of $1,099 should be spent by homeowners on all housing related costs. Renters have a median income of $25,000. This indicates that renters should have a maximum of $583 used for their rent related monthly costs.

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Winchendon, MA is the Massachusetts sales tax and Massachusetts income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Massachusetts sales tax rate is 6.25% and the maximum surtax that can be charged is 6.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Massachusetts income tax rates range from 5.1% to 5.1%.

Goods & Services

ItemWinchendonNational avg.Difference
Haircut $18.47$16.0914.8%
Beauty Salon $73.51$37.3396.9%
Toothpaste $2.63$2.457.6%
Shampoo $2.00$1.00100.3%
Movie $10.40$10.281.2%
Bowling $8.05$4.9363.3%


ItemWinchendonNational avg.Difference
Ground Beef $3.24$3.8014.7%
Fried Chicken $1.48$1.406.2%
Milk $1.97$2.012.0%
Potatoes $3.01$3.010.1%
Pizza $12.08$9.8922.2%
Beer $9.52$8.906.9%

Health Care

ItemWinchendonNational avg.Difference
Optometrist $123.27$102.1620.7%
Doctor $140.02$108.3629.2%
Dentist $123.73$92.5333.7%
Ibuprofen $9.51$9.282.5%
Lipitor $340.37$425.8220.1%


ItemWinchendonNational avg.Difference
Home Price $160,100.00$184,700.0013.3%
Avg. Mortgage Payment $1,401.24$1,202.4416.5%
Apartment Rent $728.00$949.0023.3%


ItemWinchendonNational avg.Difference
Gasoline $2.21$2.241.7%
Tire Balancing $45.30$46.292.1%


ItemWinchendonNational avg.Difference
All Electricity$245.00$165.9647.6%
Phone $29.97$28.684.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Athol, MA8,4281011%
Troy, NH1,1421022%
Orange, MA4,1171022%
Greenville, NH1,1041022%
Jaffrey, NH2,5371044%
Winchendon, MA3,4001055%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Greensboro, GA3,40083-17%
Mariemont, OH3,40012020%
Kenedy, TX3,39979-21%
Mayfield, OH3,40111010%
Mansfield, PA3,40193-7%
Winchendon, MA3,4001055%
Source: The Winchendon, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.