F
67%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
192%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wilton California National
Cost of living167141100
Groceries110111100
Health care114116100
Housing292197100
Transportation116118100
Utilities113119100
Lifestyle & Entertainment115120100
Household Items111111100
Education & Childcare119127100
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Cost Of Living Quick Facts

  • The cost of living in Wilton is 19% higher than the California average
  • The cost of living in Wilton is 67% higher than the national average
  • Wilton housing is 192% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Wilton

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Compare Wilton, CA Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$182,717$15,226$4,263$5,482
      Renters$46,154$3,846$1,077$1,385
      To approximate the cost of living and the housing affordability in Wilton, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Wilton have a median income of $182,717. Therefore, the amount that a consumer should spend on housing costs should be no more than $4,263 per month to avoid calamity and poverty. The renters in the city have an income of about $46,154, which would make their monthly maximum allowable rental costs $1,077.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Freeport, CA7111615.6%
      Hood, CA29911717.0%
      Clarksburg, CA37711717.0%
      Fruitridge Pocket, CA5,94011616.0%
      Parkway, CA16,88212120.6%
      Wilton, CA5,36016767.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Zephyrhills South, FL5,3608415.5%
      McGregor, TX5,360937.3%
      Monticello, IN5,3618514.9%
      Rockport, MA5,35815858.0%
      Titusville, PA5,3588218.0%
      Wilton, CA5,36016767.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.