Cost of Living in Rockport, MA

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F
58%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
166%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rockport Massachusetts National
Cost of living158131100
Groceries106109100
Health care112116100
Housing266169100
Transportation115115100
Utilities113117100
Lifestyle & Entertainment113115100
Household Items107109100
Education & Childcare119127100
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Homes For Sale In Rockport, MA

property for sale

8 Marbee Rd

Rockport, MA
property for sale

73 High St

Rockport, MA
property for sale

63R Main St #2

Rockport, MA
property for sale

12 Frank St Unit B

Rockport, MA

Cost Of Living Quick Facts

  • The cost of living in Rockport is 21% higher than the Massachusetts average
  • The cost of living in Rockport is 58% higher than the national average
  • Rockport housing is 166% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Rockport

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      Salary Calculator

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      Housing index
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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$155,672$12,973$3,632$4,671
      Renters$68,728$5,727$1,604$2,062
      The affordability of the housing market in Rockport, MA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Rockport homeowners, the median income is $155,672. This indicates that a monthly maximum of $3,632 should be spent by homeowners on all housing related costs. Renters have a median income of $68,728. This indicates that renters would have a maximum of $1,604 for their rent related monthly costs.

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Salem, MA44,88113535.3%
      Salisbury, MA5,22613535.4%
      Gloucester, MA31,31513939.0%
      Ipswich, MA4,98813939.4%
      Rowley, MA1,84414443.8%
      Rockport, MA5,35815858.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Titusville, PA5,3588218.0%
      Kensington, CA5,357230129.5%
      Port LaBelle, FL5,356955.0%
      Livingston, TX5,3568811.9%
      Wilton, CA5,36016767.2%
      Rockport, MA5,35815858.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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