Cost of Living in Whitinsville, MA

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D-
23%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
65%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Whitinsville Massachusetts National
Cost of living123131100
Groceries101109100
Health care105116100
Housing165169100
Transportation105115100
Utilities107117100
Lifestyle & Entertainment108115100
Household Items104109100
Education & Childcare105127100
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Homes For Sale In Whitinsville, MA

property for sale

567-569 Hill St

Whitinsville, MA
property for sale

579 Church St

Whitinsville, MA
property for sale

18 Delray Gdns

Whitinsville, MA
property for sale

298 Providence Rd

Whitinsville, MA

Cost Of Living Quick Facts

  • The cost of living in Whitinsville is 6% lower than the Massachusetts average
  • The cost of living in Whitinsville is 23% higher than the national average
  • Whitinsville housing is 65% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Whitinsville

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$183,452$15,288$4,280$5,504
      Renters$63,988$5,332$1,493$1,920
      The affordability of the housing market in Whitinsville, MA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Whitinsville homeowners, the median income is $183,452. This indicates that a monthly maximum of $4,280 should be spent by homeowners on all housing related costs. Renters have a median income of $63,988. This indicates that renters would have a maximum of $1,493 for their rent related monthly costs.

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      North Grosvenor Dale, CT1,2151088.4%
      Woonsocket, RI42,7181054.7%
      Putnam, CT7,3581054.7%
      Quinebaug, CT1,31411413.6%
      Webster, MA11,96111615.6%
      Whitinsville, MA7,67612322.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Inverness, FL7,675927.5%
      Robinson, IL7,6758316.6%
      Mount Ivy, NY7,67512020.1%
      Cotati, CA7,67415858.2%
      Albertville, MN7,6741087.8%
      Whitinsville, MA7,67612322.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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