Follow

Cotati, CA Cost of Living

Cotati cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCotatiCaliforniaNational
Cost of living index155140100
IndexCotatiCaliforniaNational
Goods & Services index137111100
Groceries index127118100
Health care index127113100
Housing index205196100
Transportation index141128100
Utilities index122118100
An overview of the general cost of living index for Cotati, CA is displayed above for your reference. Residents in Cotati, CA enjoy a cost of living index of 155. This index is 10% higher than the California average, and 55% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Cotati, CA, the average cost of goods and services is 23% higher than it is in California, and it is 37% higher than the national average.
For Sale
For Rent

Find real estate listings

Find rental listings

How would you rate the cost of living in Cotati?View resultsWrite a review to give others more information about this area.
Is the cost of living increasing or decreasing in Cotati?View resultsWrite a review to give others more information about this area.

Did you know?

  • The cost of living in Cotati is 10% higher than the California average.
  • The cost of living in Cotati is 55% higher than the national average.
  • The cost of housing in Cotati is 105% higher than the national average.
  • California general sales tax is 42% higher than the national average.
  • California state income tax is 55% lower than the national average.

The best places in California

Here are the best places to live in California
Top 10 best public schools in Cotati
10 best cities to buy a new house in California
See the best places to live in & around Cotati

Compare Cotati, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Cotati, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Cotati, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Cotati, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$87,500$7,292$2,042$2,625
Renters$44,303$3,692$1,034$1,329
If you want to find a good determining factor for the cost of living and the general affordability of housing in Cotati, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Cotati, CA, the median monthly income is $87,500 for those who own their own homes. Under the standard rule, that income level would allow for $2,042 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $44,303, per the median income in the area. That would allow for renters to spend up to $1,034 on monthly rental expenses.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.25%10.5%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%13.3%
When assessing the complete cost of living in Cotati, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.5%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.

Goods & Services

ItemCotatiNational avg.Difference
Haircut $23.67$17.4935.3%
Beauty Salon $84.88$38.17122.4%
Toothpaste $2.92$2.3225.8%
Shampoo $1.37$1.0135.4%
Movie $15.04$10.7240.2%
Bowling $21.14$13.8652.5%

Groceries

ItemCotatiNational avg.Difference
Ground Beef $3.47$3.9011.0%
Fried Chicken $1.39$1.400.4%
Milk $2.34$1.9619.3%
Potatoes $2.57$3.1819.3%
Pizza $13.99$10.3934.6%
Beer $10.39$9.2312.6%

Health Care

ItemCotatiNational avg.Difference
Optometrist $143.14$106.3434.6%
Doctor $154.00$115.2533.6%
Dentist $138.14$98.3840.4%
Ibuprofen $12.19$9.2631.6%
Lipitor $435.97$466.476.5%

Housing

ItemCotatiNational avg.Difference
Home Price $429,700.00$184,700.00132.6%
Avg. Mortgage Payment $4,745.39$1,273.32272.7%
Apartment Rent $1,327.00$949.0039.8%

Transportation

ItemCotatiNational avg.Difference
Gasoline $3.82$2.5947.5%
Tire Balancing $65.75$48.9034.5%

Utilities

ItemCotatiNational avg.Difference
All Electricity$224.45$167.6033.9%
Phone $195.57$163.4219.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bodega, CA27413333%
Valley Ford, CA17213333%
Roseland, CA5,85914040%
Rohnert Park, CA41,92814545%
Occidental, CA89814949%
Cotati, CA7,41515555%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Middleborough Center, MA7,41512020%
Baywood, NY7,41513232%
South Cleveland, TN7,41487-13%
Crystal City, TX7,41474-26%
Kennedale, TX7,41397-3%
Cotati, CA7,41515555%
Source: The Cotati, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
Are you looking to buy or sell?
What style of home are you
What is your
$100K$250K$500K$750K$1M+
When are you looking to
ASAP1-3 mos.3-6 mos.6-9 mos.1 yr+
Connect with top real estate agents
By submitting this form, you consent to receive text messages, emails, and/or calls (may be recorded; and may be direct, autodialed or use pre-recorded/artificial voices even if on the Do Not Call list) from AreaVibes or our partner real estate professionals and their network of service providers, about your inquiry or the home purchase/rental process. Messaging and/or data rates may apply. Consent is not a requirement or condition to receive real estate services. You hereby further confirm that checking this box creates an electronic signature with the same effect as a handwritten signature.
Tools
General
Follow Us
© AreaVibes Inc. 2010-2020