Cotati, CA Cost Of Living

Cotati cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Cotati	California	National
Cost of living index	150	138	100
Index	Cotati	California	National
Goods & Services index	129	110	100
Groceries index	125	115	100
Health care index	124	109	100
Housing index	205	196	100
Transportation index	134	125	100
Utilities index	115	114	100

An overview of the general cost of living index for Cotati, CA is displayed above for your reference. Residents in Cotati, CA enjoy a cost of living index of 150. This index is 9% higher than the California average, and 50% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Cotati, CA, the average cost of goods and services is 17% higher than it is in California, and it is 29% higher than the national average.

Did you know?

The cost of living in Cotati is 9% higher than the California average.
The cost of living in Cotati is 50% higher than the national average.
The cost of housing in Cotati is 105% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in Cotati, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Cotati, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Cotati, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$87,500	$7,292	$2,042	$2,625
Renters	$44,303	$3,692	$1,034	$1,329

If you want to find a good determining factor for the cost of living and the general affordability of housing in Cotati, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Cotati, CA, the median monthly income is $87,500 for those who own their own homes. Under the standard rule, that income level would allow for $2,042 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $44,303, per the median income in the area. That would allow for renters to spend up to $1,034 on monthly rental expenses.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.25%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

When assessing the complete cost of living in Cotati, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.25%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.

Goods & Services

Item	Cotati	National avg.	Difference
Haircut	$25.90	$16.09	61.0%
Beauty Salon	$77.35	$37.33	107.2%
Toothpaste	$3.27	$2.45	33.5%
Shampoo	$1.26	$1.00	25.6%
Movie	$13.12	$10.28	27.6%
Bowling	$7.52	$4.93	52.5%

Groceries

Item	Cotati	National avg.	Difference
Ground Beef	$4.32	$3.80	13.7%
Fried Chicken	$1.64	$1.40	17.6%
Milk	$2.72	$2.01	35.6%
Potatoes	$3.78	$3.01	25.4%
Pizza	$11.98	$9.89	21.2%
Beer	$9.48	$8.90	6.6%

Health Care

Item	Cotati	National avg.	Difference
Optometrist	$124.14	$102.16	21.5%
Doctor	$142.61	$108.36	31.6%
Dentist	$122.05	$92.53	31.9%
Ibuprofen	$11.97	$9.28	29.0%
Lipitor	$421.85	$425.82	0.9%

Housing

Item	Cotati	National avg.	Difference
Home Price	$429,700.00	$184,700.00	132.6%
Avg. Mortgage Payment	$4,265.07	$1,202.44	254.7%
Apartment Rent	$1,327.00	$949.00	39.8%

Transportation

Item	Cotati	National avg.	Difference
Gasoline	$3.07	$2.24	36.9%
Tire Balancing	$60.10	$46.29	29.8%

Utilities

Item	Cotati	National avg.	Difference
All Electricity	$235.44	$165.96	41.9%
Phone	$24.12	$28.68	15.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Valley Ford, CA	172	127	27%
Bodega, CA	274	127	27%
Roseland, CA	5,859	136	36%
Rohnert Park, CA	41,928	141	41%
Occidental, CA	898	144	44%
Cotati, CA	7,415	150	50%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Middleborough Center, MA	7,415	123	23%
Baywood, NY	7,415	129	29%
South Cleveland, TN	7,414	86	-14%
Crystal City, TX	7,414	73	-27%
Kennedale, TX	7,413	100	0%
Cotati, CA	7,415	150	50%

Source: The Cotati, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Cotati, CA Cost of Living