Cost Of Living in West Concord, MA

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F

81%

Overall NAT. AVG.

22%

Goods & Services NAT. AVG.

225%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	West Concord	Massachusetts	National
Cost of living	181	133	100
Goods & Services	122	122	100
Groceries	105	105	100
Health care	113	113	100
Housing	325	165	100
Transportation	118	118	100
Utilities	134	134	100

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Cost Of Living Quick Facts

The cost of living in West Concord is 36% higher than the Massachusetts average
The cost of living in West Concord is 81% higher than the national average
West Concord housing is 225% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$146,948	$12,246	$3,429	$4,409
Renters	$76,473	$6,373	$1,784	$2,294

To approximate the cost of living and the housing affordability in West Concord, MA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in West Concord have a median income of $146,948. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,429 per month to avoid calamity and poverty. The renters in the city have an income of about $76,473, which would make their monthly maximum allowable rental costs $1,784.

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Goods & Services

Item	West Concord	National avg.	Difference
Haircut	$43.72	$24.26	80.2%
Beauty Salon	$65.56	$45.56	43.9%
Toothpaste	$3.53	$3.70	4.7%
Shampoo	$1.49	$1.28	16.4%
Movie	$15.49	$12.13	27.6%
Bowling	$29.33	$18.00	63.0%

Groceries

Item	West Concord	National avg.	Difference
Ground Beef	$5.48	$5.84	6.2%
Fried Chicken	$1.45	$1.57	8.0%
Milk	$4.76	$4.67	1.9%
Potatoes	$4.99	$4.93	1.1%
Pizza	$12.52	$12.09	3.6%
Beer	$10.21	$10.41	1.9%

Health Care

Item	West Concord	National avg.	Difference
Optometrist	$123.17	$125.68	2.0%
Doctor	$157.89	$135.78	16.3%
Dentist	$149.22	$113.29	31.7%
Ibuprofen	$11.39	$10.65	6.9%
Lipitor	$384.69	$468.60	17.9%

Housing

Item	West Concord	National avg.	Difference
Home Price	$667,900.00	$184,700.00	261.6%
Avg. Mortgage Payment	$4,745.89	$2,346.69	102.2%
Apartment Rent	$2,259.00	$949.00	138.0%

Transportation

Item	West Concord	National avg.	Difference
Gasoline	$3.43	$3.46	0.9%
Tire Balancing	$97.39	$59.92	62.5%

Utilities

Item	West Concord	National avg.	Difference
All Electricity	$302.72	$193.99	56.0%
Phone	$187.85	$192.25	2.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Shirley, MA	1,716	119	18.7%
Clinton, MA	7,058	123	23.0%
South Lancaster, MA	1,575	124	23.8%
Lowell, MA	111,311	128	27.6%
Ayer, MA	2,551	127	26.7%
West Concord, MA	7,294	181	80.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lacombe, LA	7,294	100	0.4%
Olivarez, TX	7,293	75	24.6%
Garden Home-Whitford, OR	7,295	144	43.7%
Northport, NY	7,297	169	68.8%
North Amherst, MA	7,290	129	29.0%
West Concord, MA	7,294	181	80.8%