Cost of Living in Wellington, CO

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F
33%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
96%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wellington Colorado National
Cost of living133115100
Groceries105104100
Health care106107100
Housing196136100
Transportation105106100
Utilities106108100
Lifestyle & Entertainment110107100
Household Items107105100
Education & Childcare112111100
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Homes For Sale In Wellington, CO

property for sale

4283 Woodlake Ln

Wellington, CO
property for sale

7545 McClellan Rd

Wellington, CO
property for sale

6987 Meade St

Wellington, CO
property for sale

3814 Hackberry St

Wellington, CO

Cost Of Living Quick Facts

  • The cost of living in Wellington is 16% higher than the Colorado average
  • The cost of living in Wellington is 33% higher than the national average
  • Wellington housing is 96% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Wellington

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Compare Wellington, CO Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$131,633$10,969$3,071$3,949
      Renters$142,537$11,878$3,326$4,277
      A good way to judge both the affordability of the housing and the cost of living in Wellington is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Wellington has a median income of about $131,633 for people who own homes. Based on that number, a maximum of $3,071 should be spent on expenses related to housing. Renters have a slightly different median income, which is $142,537. Based on this average, renters should spend no more than $3,326 on all rental costs if they want to maintain a non-impoverished standard of living.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nunn, CO56711110.6%
      Ault, CO2,19811211.7%
      Pierce, CO1,39111515.2%
      Laporte, CO2,36512020.4%
      Severance, CO5,73813130.8%
      Wellington, CO8,86913333.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Forestdale, AL8,8708910.7%
      Willowbrook, IL8,86411616.4%
      Dayton, TX8,874928.4%
      Fern Park, FL8,86311312.6%
      Elsmere, KY8,876918.9%
      Wellington, CO8,86913333.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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