Cost of Living in Dayton, TX

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A+
8%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Dayton Texas National
Cost of living9294100
Groceries9698100
Health care9598100
Housing8183100
Transportation9598100
Utilities102103100
Lifestyle & Entertainment9398100
Household Items10098100
Education & Childcare9598100
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Homes For Sale In Dayton, TX

property for sale

671 Daniels Lake Ln

Dayton, TX
property for sale

1045 Oakhurst Dr

Dayton, TX
property for sale

4017 County Road 4006

Dayton, TX
property for sale

1295 Road 66112

Dayton, TX
See the Newest Homes For Sale In Dayton, TX

Cost Of Living Quick Facts

  • The cost of living in Dayton is 3% lower than the Texas average
  • The cost of living in Dayton is 8% lower than the national average
  • Dayton housing is 19% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Dayton

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Compare Dayton, TX Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$109,960$9,163$2,566$3,299
      Renters$71,334$5,945$1,664$2,140
      To approximate the cost of living and the housing affordability in Dayton, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Dayton have a median income of $109,960. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,566 per month to avoid calamity and poverty. The renters in the city have an income of about $71,334, which would make their monthly maximum allowable rental costs $1,664.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dayton Lakes, TX40963.9%
      Ames, TX1,1068614.3%
      Barrett, TX3,5218713.0%
      Kenefick, TX5338515.0%
      Old River-Winfree, TX1,695909.9%
      Dayton, TX8,874928.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Elsmere, KY8,876918.9%
      Forestdale, AL8,8708910.7%
      Clayton, NJ8,87811110.8%
      Whitehouse, TX8,8781000.3%
      Wellington, CO8,86913333.4%
      Dayton, TX8,874928.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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