Cost Of Living in Watergate, FL

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6%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

8%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Watergate	Florida	National
Cost of living	106	102	100
Groceries	103	102	100
Health care	102	104	100
Housing	108	97	100
Transportation	105	103	100
Utilities	114	110	100
Lifestyle & Entertainment	106	104	100
Household Items	100	102	100
Education & Childcare	107	106	100

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Cost Of Living Quick Facts

The cost of living in Watergate is 4% higher than the Florida average
The cost of living in Watergate is 6% higher than the national average
Watergate housing is 8% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$50,814	$4,235	$1,186	$1,525
Renters	$97,393	$8,116	$2,272	$2,922

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lauderdale Lakes, FL	37,351	98	1.6%
Franklin Park, FL	1,602	99	1.2%
Roosevelt Gardens, FL	2,139	100	0.4%
Acacia Villas, FL	659	102	2.0%
Lauderhill, FL	73,782	106	5.5%
Watergate, FL	3,788	106	5.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chattanooga Valley, GA	3,787	89	11.0%
Mount Repose, OH	3,789	94	6.5%
North El Monte, CA	3,790	176	75.8%
Sidney, NY	3,785	92	7.9%
SUNY Oswego, NY	3,791	109	9.3%
Watergate, FL	3,788	106	5.9%