Cost Of Living in Chattanooga Valley, GA

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11%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

28%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Chattanooga Valley	Georgia	National
Cost of living	89	96	100
Groceries	96	99	100
Health care	98	99	100
Housing	72	88	100
Transportation	96	99	100
Utilities	96	102	100
Lifestyle & Entertainment	94	100	100
Household Items	99	100	100
Education & Childcare	97	99	100

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Homes For Sale In Chattanooga Valley, GA

115 Williams Ave

Flintstone, GA

309 W Schmitt Rd

Rossville, GA

94 Long Dr

Flintstone, GA

238 Dry Valley Rd

Rossville, GA

Cost Of Living Quick Facts

The cost of living in Chattanooga Valley is 7% lower than the Georgia average
The cost of living in Chattanooga Valley is 11% lower than the national average
Chattanooga Valley housing is 28% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$79,278	$6,607	$1,850	$2,379
Renters	$46,813	$3,901	$1,092	$1,405

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rossville, GA	4,069	83	16.7%
LaFayette, GA	7,558	86	14.5%
Lakeview, GA	4,907	87	12.5%
Fairview, GA	6,085	88	12.1%
Trenton, GA	2,390	89	11.1%
Chattanooga Valley, GA	3,787	89	11.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Watergate, FL	3,788	106	5.9%
Sidney, NY	3,785	92	7.9%
Mount Repose, OH	3,789	94	6.5%
North El Monte, CA	3,790	176	75.8%
Northlake, SC	3,783	98	1.6%
Chattanooga Valley, GA	3,787	89	11.0%