Cost of Living in Sidney, NY

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8%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sidney New York National
Cost of living92121100
Groceries104106100
Health care109110100
Housing51144100
Transportation114113100
Utilities113112100
Lifestyle & Entertainment112111100
Household Items104106100
Education & Childcare113118100
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Homes For Sale In Sidney, NY

property for sale

50 Bridge St

Sidney, NY
property for sale

56 River St

Sidney, NY
property for sale

9 Delaware Ave

Sidney, NY
property for sale

1 Lincoln Ave

Sidney, NY

Cost Of Living Quick Facts

  • The cost of living in Sidney is 24% lower than the New York average
  • The cost of living in Sidney is 8% lower than the national average
  • Sidney housing is 49% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Sidney

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Compare Sidney, NY Cost of Living

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$111,013$9,251$2,590$3,331
      Renters$37,697$3,141$880$1,131
      The affordability of the housing market in Sidney, NY as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Sidney homeowners, the median income is $111,013. This indicates that a monthly maximum of $2,590 should be spent by homeowners on all housing related costs. Renters have a median income of $37,697. This indicates that renters would have a maximum of $880 for their rent related monthly costs.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Afton, NY1,168937.1%
      Walton, NY3,123937.1%
      Oxford, NY1,462945.9%
      Unadilla, NY936945.6%
      Bainbridge, NY1,313955.2%
      Sidney, NY3,785927.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Northlake, SC3,783981.6%
      Chattanooga Valley, GA3,7878911.0%
      Ocilla, GA3,7828316.7%
      Dell Rapids, SD3,782982.1%
      Lake Land'Or, VA3,7821066.3%
      Sidney, NY3,785927.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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