Cost Of Living in Georgetown, DC

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F

139%

Overall NAT. AVG.

23%

Groceries NAT. AVG.

382%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Georgetown	Washington	District of Columbia
Cost of living	239	181	167
Groceries	123	123	123
Health care	133	133	133
Housing	482	289	241
Transportation	138	138	138
Utilities	132	132	132
Lifestyle & Entertainment	140	140	140
Household Items	124	124	124
Education & Childcare	170	170	170

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Cost Of Living Quick Facts

The cost of living in Georgetown is 43% higher than the Washington average
The cost of living in Georgetown is 139% higher than the national average
Georgetown housing is 382% higher than the national average
District of Columbia general sales tax is 18% higher than the national average
District of Columbia state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	$220,697	$18,391	$5,149	$6,622

District of Columbia Sales Tax

State	General Sales Tax	With Max Surtax
District of Columbia	6%	5.75%

District of Columbia Income Tax

State	Income Tax (Low)	Income Tax (High)
District of Columbia	4%	9.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rose Hill CDP (Lee County), VA	731	89	11.0%
Woodlawn CDP (Carroll County), VA	2,334	89	11.3%
Wakefield town, VA	838	92	8.4%
Belle Haven town, VA	578	99	1.4%
Cottage City, MD	1,193	105	5.5%
Washington, DC	721,713	181	81.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Boston, MA	715,604	170	69.8%
Brampton, ON	735,754	n/a
El Paso, TX	703,663	95	5.4%
Denver, CO	739,923	140	40.2%
Vancouver, BC	694,440	n/a
Washington, DC	721,713	181	81.4%