Cost of Living in Ward, AR

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10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
23%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ward Arkansas National
Cost of living9086100
Groceries9796100
Health care9795100
Housing7767100
Transportation9594100
Utilities9393100
Lifestyle & Entertainment9193100
Household Items9796100
Education & Childcare9492100
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Homes For Sale In Ward, AR

property for sale

37 Allen Cv

Ward, AR
property for sale

70 Tara Ln

Ward, AR
property for sale

11 Crescent CV

Ward, AR
property for sale

21 Chantileer

Ward, AR
See the Newest Homes For Sale In Ward, AR

Cost Of Living Quick Facts

  • The cost of living in Ward is 4% higher than the Arkansas average
  • The cost of living in Ward is 10% lower than the national average
  • Ward housing is 23% lower than the national average
  • Arkansas general sales tax is 27% higher than the national average
  • Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Ward

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Compare Ward, AR Cost of Living

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      Salary Calculator

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,232$8,436$2,362$3,037
      Renters$62,725$5,227$1,463$1,882
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ward, AR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ward homeowners, is $101,232. This would allow for a maximum of $2,362 per month to be spent on housing costs. For renters, the median monthly income is $62,725 which would result in a maximum of $1,463 to be spent on rental costs.

      Arkansas Sales Tax

      State General Sales Tax With Max Surtax
      Arkansas 6.5% 11.625%

      Arkansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Arkansas 2% 4.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Higginson, AR8448118.8%
      McRae, AR7188118.7%
      Garner, AR2068218.1%
      Carlisle, AR2,3348217.9%
      Mount Vernon, AR1858317.0%
      Ward, AR5,3169010.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Saint-Germain-de-Grantham, QC5,316n/a 
      Duncan, BC5,315n/a 
      Brewton, AL5,3148911.0%
      Lakehills, TX5,3181076.6%
      Philomath, OR5,31111615.8%
      Ward, AR5,3169010.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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