Philomath cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index112118100
Goods & Services index123123100
Groceries index115115100
Health care index115115100
Housing index101123100
Transportation index126126100
Utilities index8787100
The above illustration supplies generalized information for the Philomath, OR cost of living index. Compared to other cities in Oregon and cities across the country, the cost of living index in Philomath, OR is 112, which is 6% lower than the Oregon average and 12% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Philomath, OR are equal to the average for Oregon and 23% higher than the rest of the country.
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Did you know?

  • The cost of living in Philomath is 6% lower than the Oregon average.
  • The cost of living in Philomath is 12% higher than the national average.
  • The cost of housing in Philomath is 1% higher than the national average.
  • Oregon general sales tax is 100% lower than the national average.
  • Oregon state income tax is 125% higher than the national average.

Compare Philomath, OR Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Philomath, OR to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Philomath, OR, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Philomath, OR salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Philomath, OR, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Philomath, OR, the median monthly income is $66,027 for those who own their own homes. Under the standard rule, that income level would allow for $1,541 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $24,375, per the median income in the area. That would allow for renters to spend up to $569 on monthly rental expenses.

Oregon Sales Tax

StateGeneral Sales TaxWith Max Surtax

Oregon Income Tax

StateIncome Tax (Low)Income Tax (High)
The Oregon sales tax and Oregon income tax rates should definitely be considered when determining the overall cost of living in Philomath, OR. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Oregon sales tax is 0% and the maximum surtax is 0%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Oregon income tax rates range from 5% to 9.9%.

Goods & Services

ItemPhilomathNational avg.Difference
Haircut $32.00$17.4983.0%
Beauty Salon $55.00$38.1744.1%
Toothpaste $2.59$2.3211.6%
Shampoo $1.19$1.0117.6%
Movie $11.33$10.725.6%
Bowling $18.80$13.8635.6%


ItemPhilomathNational avg.Difference
Ground Beef $4.89$3.9025.4%
Fried Chicken $1.69$1.4021.1%
Milk $1.93$1.961.6%
Potatoes $2.01$3.1836.9%
Pizza $13.09$10.3925.9%
Beer $10.79$9.2316.9%

Health Care

ItemPhilomathNational avg.Difference
Optometrist $139.00$106.3430.7%
Doctor $161.00$115.2539.7%
Dentist $96.40$98.382.0%
Ibuprofen $10.13$9.269.4%
Lipitor $527.37$466.4713.1%


ItemPhilomathNational avg.Difference
Home Price $203,800.00$184,700.0010.3%
Avg. Mortgage Payment $2,177.34$1,273.3271.0%
Apartment Rent $759.00$949.0020.0%


ItemPhilomathNational avg.Difference
Gasoline $3.22$2.5924.3%
Tire Balancing $65.40$48.9033.8%


ItemPhilomathNational avg.Difference
All Electricity$139.26$167.6016.9%
Phone $166.98$163.422.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Shedd, OR16611616%
Bellfountain, OR9311616%
Kings Valley, OR7311616%
Blodgett, OR5511616%
Alpine, OR1311077%
Philomath, OR4,58411212%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Greenfield CDP, CA4,58290-10%
Old Westbury, NY4,582288188%
Blue Point, NY4,58114343%
Niwot, CO4,58814646%
West York, PA4,58090-10%
Philomath, OR4,58411212%
Source: The Philomath, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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