Cost Of Living in Garner, AR

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18%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

49%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Garner	Arkansas	National
Cost of living	82	86	100
Groceries	97	96	100
Health care	97	95	100
Housing	51	67	100
Transportation	95	94	100
Utilities	93	93	100
Lifestyle & Entertainment	91	93	100
Household Items	97	96	100
Education & Childcare	94	92	100

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Cost Of Living Quick Facts

The cost of living in Garner is 5% lower than the Arkansas average
The cost of living in Garner is 18% lower than the national average
Garner housing is 49% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$50,116	$4,176	$1,169	$1,504

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Griffithville, AR	237	78	21.7%
Kensett, AR	2,334	80	19.8%
Higginson, AR	844	81	18.8%
McRae, AR	718	81	18.7%
Judsonia, AR	2,453	82	18.4%
Garner, AR	206	82	18.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Burr Oak, IA	206	92	7.6%
Beason, IL	206	79	21.2%
Montrose, IL	206	82	17.7%
Williamson, IL	206	85	15.4%
Rush Center, KS	206	81	19.2%
Garner, AR	206	82	18.1%